554 Eagle Landing Blvd, Winter Haven, FL 33880 Property Records

Polk County property record for 554 Eagle Landing Blvd, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,628 sqft · built 2021
Lot Size	0.139 acres (6,042 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Aug 2026)
Tax Bill	$3,739 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-16-689007-000130`

Property Details

APN / Parcel Number

Primary APN	`26-29-16-689007-000130`
Alternative APNs	`162926689007000130` `62926000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,628 sqft Living Area
Gross Area	2,149 sqft
1st Floor Area	1,628 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,042 sqft (0.139 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Florida Room

Location & Zoning

Street Address	554 EAGLE LANDING BLVD
City	WINTER HAVEN
State	FL
Zip	33880-5835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE LANDING PHASE I PB 177 PG 44-47 LOT 13
Legal Range	26E
Legal Township	29S
Legal Section	16
Legal Subdivision	EAGLE LANDING PHASE I
Legal Phase	I
Legal Block	4
Legal Lot Number	13
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4043
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	554 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · FHA Mortgage VILLAGE CAPITAL
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 17, 2023	Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK
Oct 27, 2025	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Aug 13, 2024	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Apr 2, 2026	Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC
Mar 11, 2021	Special Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Nov 18, 2020	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	Apr 2, 2026 · Amount on Record
Deed Document Number	2026200024
Deed Book / Page	14120 / 1210
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 18, 2026
Property Address	554 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5835
Document Number	0000200024
Book / Page	14120 / 1210
Instrument Date	Aug 14, 2026
Instrument	2026200024
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5835

Mortgage

Document Number	0000200025,
Date	Aug 18, 2026
Instrument	2026200025

Lender

Name	VILLAGE CAPITAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	554 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5835
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5835

Mortgage

Document Number	0000306584
Date	Nov 22, 2021
Book Page	11996/1542
Instrument	2021306584

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	554 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5835
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5835

Mortgage

Document Number	0000164554
Date	Jul 17, 2023
Book Page	12763/2212
Instrument	2023164554

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	MILTON, KS 67106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	554 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5835
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5835

Mortgage

Document Number	0000252787
Date	Oct 27, 2025
Book Page	13753/908
Instrument	2025252787

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02940

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	554 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5835
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5835

Mortgage

Document Number	0000186507
Date	Aug 13, 2024
Book Page	13226/1383
Instrument	2024186507

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	GLEN ALLEN, VA 23059

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2053

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 2, 2026
Property Address	554 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5835
Document Number	0000078778
Book / Page	13943 / 1022
Instrument Date	Mar 27, 2026
Instrument	202678778
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$152,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	252 CHADWICK DR, DAVENPORT, FL 33837-4523
Investor	Possibly a Property Investor

Mortgage

Document Number	0000078779,
Date	Apr 2, 2026
Instrument	202678779

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.01%
Max Rate	-1%

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 11, 2021
Property Address	554 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5835
Document Number	0000063227
Book / Page	11619 / 391
Map Reference	MB 177 PG 44-47
Instrument Date	Mar 10, 2021
Instrument	2021063227
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,477.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4307 VINELAND RD # RDH16, RDH16, ORLANDO, FL 32811-7178

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	554 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5835

Mortgage

Document Number	0011619393
Date	Mar 11, 2021
Instrument	11619/393

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Nov 18, 2020
Property Address	554 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5835
Document Number	0114612038
Book / Page	011461 / 002038
Instrument Date	Nov 6, 2020
Instrument	248319
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$798.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4307 VINELAND RD #H22 ORLANDO FL 328117365, H22, ORLANDO, FL 32811-7365
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,609 (-2.71%) Land $36,000 Building $197,609	$233,609 (-3.91%) Land $36,000 Building $197,609
2025	$3,739.00 (+3.09%) Homeowner's exemption	$240,119 (+5.99%)	$243,123 (+0.65%) Land $36,000 Building $207,123
2024	$3,627.00 (+2.6%)
2023	$3,535.00 (+2.73%) Homeowner's exemption	$226,555 (+3%)	$241,560 (+9.82%) Land $35,000 Building $206,560
2022	$3,441.00 Homeowner's exemption	$219,956 Land $35,000 Building $184,956	$219,956 Land $35,000 Building $184,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	8 (2004–2022)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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