554 E Saddle Dr, Grand Junction, CO 81507 Property Records

Mesa County property record for 554 E Saddle Dr, Grand Junction, CO 81507 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,790 sqft · built 1997
Lot Size	0.433 acres (18,871 sqft)
Owner	2 Individual Names on File
Last Sale	$307,000 (Mar 2000)
Tax Bill	$3,804 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2947-222-31-001`

Property Details

APN / Parcel Number

Primary APN	`2947-222-31-001`
Alternative APN	`R073927`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,790 sqft Living Area
Gross Area	3,539 sqft
1st Floor Area	2,790 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,871 sqft (0.433 acres)
Garage Type	Attached
Garage Area	749 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	353 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R073927
Street Address	554 E SADDLE DR
City	GRAND JUNCTION
State	CO
Zip	81507-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 1 SADDLEBACK SUB SEC 22 11S 101W
Legal Range	101
Legal Township	11S
Legal Section	22
Legal Subdivision	SADDLEBACK SUB
Legal Block	1
Legal Lot Number	1
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	2
Census Block	2032
Census Tract	1402

Owner

Source: Mesa County records · APN 2947-222-31-001

Assessment roll updated April 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	554 E SADDLE DR, GRAND JUNCTION, CO 81507-9754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 06, 2017	Deed of Trust, Mortgage · Conventional Mortgage MESA COUNTY TEACHERS FCU
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage MESA COUNTY TEACHERS FCU
Mar 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage MESA COUNTY TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2000 · Amount on Record
Deed Sale	Mar 23, 2000 · Amount on Record
Prior Sale	Sep 04, 1997 · Amount on Record
Deed Document Number	20001943439
Deed Book / Page	2691 / 416
Last Transfer Date	Nov 09, 2016
Transfer Doc	0002780555
Record Updated	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	554 E SADDLE DR, GRAND JUNCTION, CO 81507-9754
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002802571
Date	Jun 06, 2017
Instrument	2802571

Lender

Name	MESA COUNTY TEACHERS FCU
Type	Credit Union
Address	GRAND JUNCTION, CO 81501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	554 E SADDLE DR, GRAND JUNCTION, CO 81507-9754
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002812349
Date	Aug 28, 2017
Instrument	2812349

Lender

Name	MESA COUNTY TEACHERS FCU
Type	Credit Union
Address	GRAND JUNCTION, CO 81501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2032

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	554 E SADDLE DR, GRAND JUNCTION, CO 81507-9754
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002915462
Date	Mar 02, 2020
Instrument	2915462

Lender

Name	MESA COUNTY TEACHERS FCU
Type	Credit Union
Address	GRAND JUNCTION, CO 81501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Mesa County records · Assessment roll updated April 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,804.00 (+18.58%)	$52,520 (+16.22%) Land $13,440 Building $39,080	$840,240 (+24.57%) Land $215,000 Building $625,240
2024	$3,208.00 (+0.5%)	$45,190 (-) Land $12,390 Building $32,800
2023	$3,192.00 (+6.26%)	$45,190 (+7.98%) Land $12,390 Building $32,800	$674,500 (+12.01%) Land $184,920 Building $489,580
2022	$3,004.00	$41,850 Land $8,340 Building $33,510
2021			$602,190 Land $120,000 Building $482,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mesa County (08077C), updated January 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080770014022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023, tidal / storm surge

Wildfire

Wildfire Risk	Low above 38% of the US · above 21% of Colorado
Wildfire Likelihood	About 1 in 1,613 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 144 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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