554 E North Ave, Spokane, WA 99207 Property Records

Spokane County property record for 554 E North Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,470 sqft · built 1951
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$349,000 (Mar 2024)
Tax Bill	$3,414 (2026)
Deeds & Mortgages	Mar 2024 Sale Oct 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36323.0402`

Property Details

APN / Parcel Number

Primary APN	`36323.0402`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces
Patio Area	308 sqft
Canopy	452 sqft
Pole Barn	1,020 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	554 E NORTH AVE
City	SPOKANE
State	WA
Zip	99207-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	KENWOOD W W40FT L3;ALL L4 B4
Legal Range	43E
Legal Township	26N
Legal Section	32
Legal Subdivision	KENWOOD
Legal Block	4
Legal Lot Number	3,4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2003
Census Tract	400

Owner

554 E North Ave is owned and occupied by two individuals who bought it in March 2024.

Source: Spokane County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	554 E NORTH AVE, SPOKANE, WA 99207-1342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Warranty Deed, Transfer VESTAT TITLE AND ESCROW, VISTA TITLE & ESCROW
Oct 18, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage MID-AMERICAN MORTGAGE INC
Jun 7, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 7, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024 · Amount on File
Deed Sale	Mar 28, 2024 · Amount on File
Prior Sale	Oct 18, 2021 · Amount on File
Deed Document Number	20247340676
Prior Transfer Date	Oct 5, 2021
Prior Transfer Doc	0007138932
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 28, 2024
Property Address	554 E NORTH AVE, SPOKANE, WA 99207-1342
Document Number	0007340676
Map Reference	VOL K PG 8
Instrument Date	Mar 26, 2024
Instrument	7340676
Transaction Type	Transfer
Record Updated	Apr 4, 2024
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$5,589.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 E NORTH AVE, SPOKANE, WA 99207-1342

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Oct 18, 2021
Property Address	554 E NORTH AVE, SPOKANE, WA 99207-1342
Document Number	0007138932
Map Reference	VOL K PG 08
Instrument Date	Oct 5, 2021
Instrument	7138932
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	554 E NORTH AVE, SPOKANE, WA 99207-1342

Mortgage

Document Number	0007138933
Date	Oct 18, 2021
Instrument	7138933

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	807 Months
Due	Jan 27, 2089

Interest

Rate Type	Adjustable Rate
Rate	2.34%
Change Frequency	Monthly
Index	1-Year CMT

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	554 E NORTH AVE, SPOKANE, WA 99207-1342
Document Number	0006648240
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 E NORTH AVE SPOKANE WA 992071342, SPOKANE, WA 99207-1342

Mortgage

Document Number	0006648240
Date	Oct 12, 2017
Instrument	6648240

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	852 Months
Due	Oct 11, 2088

Interest

Rate Type	Adjustable Rate
Rate	4.52%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	554 E NORTH AVE, SPOKANE, WA 99207-1342
Document Number	0006648239
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 E NORTH AVE SPOKANE WA 992071342, SPOKANE, WA 99207-1342

Mortgage

Document Number	0006648239
Date	Oct 12, 2017
Instrument	6648239

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	852 Months
Due	Oct 11, 2088

Interest

Rate Type	Adjustable Rate
Rate	4.52%

Tax Assessment & Valuation

The 2026 property tax bill for 554 E North Ave was $3,414, up 6.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,414.00 (+6.49%)	$304,300 (-8.81%) Land $85,000 Building $219,300	$304,300 (-8.81%) Land $85,000 Building $219,300
2025	$3,206.00	$333,700 (+17.92%) Land $75,000 Building $258,700	$333,700 (+17.92%) Land $75,000 Building $258,700
2024		$283,000 (+25.83%) Land $60,000 Building $223,000	$283,000 (+25.83%) Land $60,000 Building $223,000
2023	$2,771.00 (+5.2%)	$224,900 Land $48,000 Building $176,900	$224,900 Land $48,000 Building $176,900
2022	$2,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 554 E North Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 554 E North Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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