554 Douglas Ln, Lafayette, TN 37083 Property Records

Macon County property record for 554 Douglas Ln, Lafayette, TN 37083

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,290 sqft · built 2015
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jan 2021)
Tax Bill	$966 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056067 09110`

Property Details

APN / Parcel Number

Primary APN	`056067 09110`
Alternative APN	`067 09110`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	1,290 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	554 DOUGLAS LN
City	LAFAYETTE
State	TN
Zip	37083-3687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:10 MAP REF:067
Jurisdiction	MACON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1058
Census Tract	970302

Owner

554 Douglas Ln is owned and occupied by an individual who bought it in January 2021.

Source: Macon County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	554 DOUGLAS LN, LAFAYETTE, TN 37083-3687
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Jan 8, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	Oct 8, 2015 · Amount on File
Deed Document Number	21000086
Deed Book / Page	RB118 / 527
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	554 DOUGLAS LN, LAFAYETTE, TN 37083-3687
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB141/72
Date	Sep 17, 2021
Book Page	RB141/72
Instrument	21004048

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Jan 8, 2021
Property Address	554 DOUGLAS LN, LAFAYETTE, TN 37083-3687
Document Number	0RB118/527
Book / Page	RB118 / 527
Map Reference	CAB 3 SL 23-A
Instrument Date	Dec 30, 2020
Instrument	21000086
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	REAL ESTATE SETTLEMENT COMPANY, REAL ESTATE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$703.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 DOUGLAS LN, LAFAYETTE, TN 37083-3687

Mortgage

Document Number	0021000087
Date	Jan 8, 2021
Instrument	21000087

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 554 Douglas Ln was $966.

Source: Macon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$966.00	$59,550 Land $5,825 Building $53,725
2023		$59,550 Land $5,825 Building $53,725	$238,200 Land $23,300 Building $214,900
2019	$797.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 554 Douglas Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 Douglas Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
North Central Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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