554 Dolphin Dr, Freeland, WA 98249 Property Records

Island County property record for 554 Dolphin Dr, Freeland, WA 98249

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 4,278 sqft · built 1963
Lot Size0.494 acres (21,528 sqft)
Owner2 Individual Names on Record
Last Sale$357,000 (Jul 2015)
Tax Bill$5,737 (2026)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNS6220-00-00010-0

Property Details

APN / Parcel Number

Primary APNS6220-00-00010-0
Alternative APN
  • 203121

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area4,278 sqft Living Area
1st Floor Area2,161 sqft
Upper Floors Area2,117 sqft
Basement Area2,117 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1970
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area21,528 sqft (0.494 acres)
Garage TypeCarport
Garage Area336 sqft
CarportCarport
Carport Area336 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area814 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address554 DOLPHIN DR
CityFREELAND
StateWA
Zip98249-9695
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10
Legal DescriptionLOT 9 & 10 BUSH PT TERR 1
Legal SubdivisionBUSH PT TERR
Legal Lot Number9,10
JurisdictionISLAND WA
Township / Civil DivisionCENTRAL WHIDBEY ISLAND
Census Block Group1
Census Block1022
Census Tract971302

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address554 DOLPHIN DR, FREELAND, WA 98249-9695
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2015 · Amount on Record
Deed SaleJul 30, 2015 · Amount on Record
Deed Document Number20154383035
Prior Transfer DateMar 4, 2015
Prior Transfer Doc0004375677
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLAND WA
Property Address554 DOLPHIN DR, FREELAND, WA 98249-9695
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004438788
DateFeb 7, 2018
Instrument4438788
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
Unified School DistrictSouth Whidbey School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,737.00 (+24.53%)
2025$726,798 (-1.32%) Land $380,000 Building $346,798$726,798 (-1.32%) Land $380,000 Building $346,798
2023$4,607.00$736,533 (+7.17%) Land $380,000 Building $356,533$736,533 (+7.17%) Land $380,000 Building $356,533
2022$687,237 Land $360,000 Building $327,237$687,237 Land $360,000 Building $327,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2016–2018)
Most Recent ClaimDec 2018 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, Mudslides, Tornado
Claims by Event
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, Mudslides, Tornado, Dec 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUSH POINT TERRACE COMM CLUB INC.
private · serves 55 people · EPA ID WA5309930
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dolphin Dr

Nearby Streets

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