554 Delta Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 554 Delta Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,007 sqft · built 1899
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jan 2020)
Tax Bill	$3,996 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`026-0001-0030-00`

Property Details

APN / Parcel Number

Primary APN	`026-0001-0030-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,007 sqft Living Area
1st Floor Area	692 sqft
Attic	Attic
Attic Area	315 sqft
Basement Area	656 sqft

Exterior

Year Built	Built 1899
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	89 ft deep x 50 ft wide
Porch	Porch
Porch Area	84 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	554 DELTA AVE
City	CINCINNATI
State	OH
Zip	45226-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	554 DELTA AV 50 X 89.36 IRR LOTS 5-6 RIVERVIEW SYND SUB PARS 30 & 31 CON
Legal Subdivision	RIVERVIEW SYND SUB
Legal Lot Number	5-6 6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2007
Census Tract	4703

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3761 PENNSYLVANIA AVE, CINCINNATI, OH 45226-2318
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Jan 22, 2020	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Prior Sale	Apr 1, 2014 · Amount on Record
Deed Document Number	0000007164
Deed Book / Page	014088 / 000958
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	554 DELTA AVE, CINCINNATI, OH 45226-2046
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091576
Date	Jul 28, 2021
Book Page	14468/1702
Instrument	2021-0091576

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 22, 2020
Property Address	554 DELTA AVE, CINCINNATI, OH 45226-2046
Document Number	0000007164
Book / Page	014088 / 000958
Instrument Date	Jan 15, 2020
Instrument	7164
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 DELTA AVE CINCINNATI OH 452262046, CINCINNATI, OH 45226-2046

Mortgage

Document Number	7165
Date	Jan 22, 2020
Book Page	014088/000960
Instrument	7165

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60640

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,996.00 (+0.15%)	$62,650 (-) Land $62,300 Building $350
2024	$3,990.00 (-30.62%)	$62,650 (-30.67%) Land $62,300 Building $350
2023	$5,751.00 (+92.6%)	$90,362 (+115.15%) Land $75,099 Building $15,263	$179,000 (+49.17%) Land $178,000 Building $1,000
2022	$2,986.00	$42,000 Land $30,576 Building $11,424
2020			$120,000 Land $87,360 Building $32,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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