554 Delaware St, Gary, IN 46402 Property Records

Lake County property record for 554 Delaware St, Gary, IN 46402

Property Summary

Property TypeRecreational Vacant Land
Lot Size0.043 acres (1,873 sqft)
OwnerIndividual Name on Record
Last Sale$84,400 (Oct 2025)
Tax Bill$68 (2024)
Deeds & MortgagesOct 2025 Mortgage
May 2023 Transfer
Flood ZoneZone X (minimal risk)
APN001-25-44-0087-0021

Property Details

APN / Parcel Number

Primary APN001-25-44-0087-0021
Alternative APN
  • 45-08-03-305-032.000-004

Exterior

Lot Area1,873 sqft (0.043 acres)
Lot Dimensions125 ft deep x 15 ft wide
View / LotAlley

Utilities, Heating & Cooling

Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address554 DELAWARE ST
CityGARY
StateIN
Zip46402-2018
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Legal DescriptionGARY LAND COS 1ST SUB. BL.87 N.1/2 OF LOT 20
Legal SubdivisionGARY LAND COS 1ST SUB
Legal Block87
Legal Lot Number20
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1020
Census Tract10500

Owner

Source: Lake County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address560 DELAWARE ST, GARY, IN 46402-2018
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 1, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2025 · Amount on Record
Deed SaleOct 17, 2025 · Amount on Record
Prior SaleSep 9, 2025 · Amount on Record
Deed Document Number2025540036
Prior Transfer DateAug 27, 2025
Prior Transfer Doc0000534238
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address554 DELAWARE ST, GARY, IN 46402-2018
Transaction TypeMortgage
Record UpdatedOct 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address560 DELAWARE ST, GARY, IN 46402-2018

Mortgage

Document Number0000040037
DateOct 17, 2025
Instrument2025-540037
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateMay 1, 2023
Property Address554 DELAWARE ST, GARY, IN 46402-2018
Document Number0000011909
Instrument DateMay 1, 2023
Instrument2023-011909
Transaction TypeTransfer
Record UpdatedOct 4, 2023

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address560 DELAWAREST, GARY, IN 46402-2018

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$900 (-43.75%) Land $900$900 (-43.75%) Land $900
2024$68.00 (-66.17%)
2023$1,600 (+6.67%) Land $1,600$1,600 (+6.67%) Land $1,600
2022$201.00 (+42.55%)$1,500 Land $1,500$1,500 Land $1,500
2021$141.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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