554 Deeds Ave, Dayton, OH 45404 Property Records

Montgomery County property record for 554 Deeds Ave, Dayton, OH 45404

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,024 sqft · built 1910
Lot Size	0.105 acres (4,600 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Mar 2022)
Tax Bill	$584 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R72 05203 0020`

Property Details

APN / Parcel Number

Primary APN	`R72 05203 0020`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,024 sqft Living Area
1st Floor Area	784 sqft
Attic Area	456 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,600 sqft (0.105 acres)
Lot Dimensions	121 ft deep x 38 ft wide
Porch	Enclosed Porch
Porch Area	304 sqft
Canopy	100 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	554 DEEDS AVE
City	DAYTON
State	OH
Zip	45404-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21584-5 PT 52-3-21
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	20
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1029
Census Tract	1802

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	554 DEEDS AVE, DAYTON, OH 45404-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Mar 3, 2020	Deed of Trust, Mortgage FINANCE OF AMERICA COM'L LLC
Mar 9, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Mar 9, 2020 · Amount on Record
Deed Document Number	2022-00021472
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 29, 2022
Property Address	554 DEEDS AVE, DAYTON, OH 45404-1730
Document Number	0000021472
Instrument Date	Feb 24, 2022
Instrument	2022-00021472
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 DEEDS AVE, DAYTON, OH 45404-1730

Mortgage

Document Number	0000021473
Date	Mar 29, 2022
Instrument	2022-00021473

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	554 DEEDS AVE, DAYTON, OH 45404-1730
Document Number	0000032209
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	PERFORMANCE TITLE INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	554 DEEDS AVE DAYTON OH 454041730, DAYTON, OH 45404-1730

Mortgage

Document Number	0000032209
Date	Jun 5, 2020
Instrument	32209

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	LISLE, IL 60532

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 9, 2020
Property Address	554 DEEDS AVE, DAYTON, OH 45404-1730
Document Number	0000015693
Instrument Date	Mar 3, 2020
Instrument	15693
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	PERFORMANCE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6465 RAND ST MOORPARK CA 930211419, MOORPARK, CA 93021-1419

Mortgage

Document Number	15694
Date	Mar 9, 2020
Instrument	15694

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	LISLE, IL 60532

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,460 (-) Land $2,620 Building $4,840
2024	$584.00 (+15.64%)
2023	$505.00 (-9.82%)	$7,460 (+17.3%) Land $2,620 Building $4,840	$21,310 (+17.35%) Land $7,490 Building $13,820
2022	$560.00	$6,360 Land $2,240 Building $4,120
2020			$18,160 Land $6,400 Building $11,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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