554 Dakota Dr, Lowell, IN 46356 Property Records

Lake County property record for 554 Dakota Dr, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,304 sqft · built 2003
Lot Size	0.351 acres (15,333 sqft)
Owner	Individual Name on File
Tax Bill	$3,634 (2024)
Deeds & Mortgages	Jan 2018 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-29-04-0195-0032`

Property Details

APN / Parcel Number

Primary APN	`010-29-04-0195-0032`
Alternative APNs	`45-19-22-279-006.000-038` `290401950032`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,304 sqft Living Area
Basement Area	754 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,333 sqft (0.351 acres)
Lot Dimensions	130 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	314 sqft
Deck Area	342 sqft
Shed	1 Shed
Shed Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	010-29-04-0195-0032
Old Parcel Number	290401950032
Street Address	554 DAKOTA DR
City	LOWELL
State	IN
Zip	46356-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEERE ACRES LOT 32 2002-088468
Legal Subdivision	DEERE ACRES
Legal Lot Number	32 2002
Jurisdiction	LAKE IN
Township / Civil Division	WEST CREEK
Census Block Group	3
Census Block	3012
Census Tract	43401

Owner

554 Dakota Dr is owned and occupied by an individual who acquired it in July 2019.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	554 DAKOTA DR, LOWELL, IN 46356-4608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK OF HEGEWISCH
Jul 30, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2019
Deed Sale	Jul 30, 2019
Prior Sale	Mar 21, 2013
Deed Document Number	2019 047201
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	554 DAKOTA DR, LOWELL, IN 46356-4608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002239
Date	Jan 11, 2018
Instrument	2018 002239

Lender

Name	FIRST SAVINGS BANK OF HEGEWISCH
Type	Bank
Address	CHICAGO, IL 60633

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 30, 2019
Property Address	554 DAKOTA DR, LOWELL, IN 46356-4608
Document Number	0000047201
Map Reference	MB 84 PG 15
Instrument Date	Jul 26, 2019
Instrument	2019 047201
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 DAKOTA DR, LOWELL, IN 46356-4608

Mortgage

Document Number	0000047202
Date	Jul 30, 2019
Instrument	2019 047202

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	West Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$390,600 Land $61,400 Building $329,200	$390,600 Land $61,400 Building $329,200
2024	$3,634.00
2023		$349,100 (+5.95%) Land $58,400 Building $290,700	$349,100 (+5.95%) Land $58,400 Building $290,700
2022	$3,292.00 Homeowner's exemption	$329,500 Land $58,400 Building $271,100	$329,500 Land $58,400 Building $271,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 554 Dakota Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	25 (1978–2019)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 Dakota Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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