Frederick County property record for 554 Cotswold Ct, Frederick, MD 21703 · Last verified May 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 1.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1987 |
| Square Footage | 1,088 sqft Living Area |
| Lot Size | 1,471 sqft (0.034 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $202,000 (2020) |
| Tax Bill | $4,737.00 (2025) |
| Primary APN | 02-147653 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,088 sqft Living Area |
| 1st Floor | 544 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,471 sqft (0.034 acres) |
| Patio Area | 126 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 147653 |
|---|---|
| Street Address | 554 COTSWOLD CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6182 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 3 PLAT 5 SEC 5 BLK 51 1471 SQ FT FREDERICK HEIGHTS |
| Legal Subdivision | FREDERICK HEIGHTS |
| Legal Block | 51 |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 750505 |
Source: Frederick County records · APN 02-147653
Assessment roll updated August 4, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 554 COTSWOLD CT, FREDERICK, MD 21703-6182 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| May 16, 2018 | Deed of Trust, Mortgage · Commercial Mortgage HOWARD BANK |
| Apr 27, 2020 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE LINK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2020 · Amount on Record |
| Deed Sale | Apr 27, 2020 · Amount on Record |
| Prior Sale | Oct 03, 2013 · Amount on Record |
| Deed Book / Page | 13684 / 1 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 554 COTSWOLD CT, FREDERICK, MD 21703-6182 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0124160056 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 12416/0056 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21224 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 27, 2020 |
| Property Address | 554 COTSWOLD CT, FREDERICK, MD 21703-6182 |
| Document Number | 0136840001 |
| Book / Page | 013684 / 000001 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2020 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 554 COTSWOLD CT FREDERICK MD 217036182, FREDERICK, MD 21703-6182 |
| Document Number | 136840009 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 013684/000009 |
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,737.00 (+17.81%) | $254,700 (+16.39%) Land $85,000 Building $169,700 | $254,700 (-) Land $85,000 Building $169,700 |
| 2023 | $4,021.00 | $218,833 | $254,700 Land $85,000 Building $169,700 |
554 Cotswold Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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