Hardin County property record for 554 Cheyenne Rd, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,431 sqft · built 1978 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $194,990 (Mar 2026) |
| Tax Bill | $1,314 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jun 2010 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-10-02-008 |
| Primary APN | 160-10-02-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Patio Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 224 sqft |
| Heating System | Central |
|---|
| Street Address | 554 CHEYENNE RD |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN HILLS LT 08 #7 |
| Legal Subdivision | INDIAN HILLS |
| Legal Tract | 8 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 400 |
Source: Hardin County records · APN 160-10-02-008
Assessment roll updated January 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 554 CHEYENNE RD, RADCLIFF, KY 40160-2206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Line of Credit WEST POINT BANK |
| Jun 25, 2010 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Mar 12, 2026 | Deed, Transfer · VA Mortgage USAA FSB |
| Jun 29, 2018 | Deed, Transfer WEST POINT BANK |
| Dec 14, 2016 | Special Warranty Deed, Transfer MATTINLGY FORD TITLE, MATTINGLY FORD TITTLE |
| Apr 29, 2016 | Commissioner's Deed, Foreclosure |
| Aug 01, 2013 | Deed, Transfer · FHA Mortgage CENTURY LENDING CO |
| Dec 07, 2005 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 12, 2026 · Amount on Record |
| Deed Sale | Mar 12, 2026 · Amount on Record |
| Prior Sale | Jun 29, 2018 · Amount on Record |
| Deed Book / Page | 1598 / 63 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 554 CHEYENNE RD, RADCLIFF, KY 40160-2206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002582/230 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 2582/230 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 25, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 554 CHEYENNE RD, RADCLIFF, KY 40160-2206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | PRESTIGE HOME TITLE |
| Name | Verified Name |
|---|
| Document Number | 001937/222 |
|---|---|
| Date | Jun 25, 2010 |
| Book Page | 1937/222 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2015 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 1-Year T-Bill |
| Max Rate | 5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 12, 2026 |
| Property Address | 554 CHEYENNE RD, RADCLIFF, KY 40160-2206 |
| Document Number | 0001598/63 |
| Book / Page | 1598 / 63 |
| Map Reference | MB 8 PG 57 |
| Instrument Date | Mar 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4223 S WILSON RD, ELIZABETHTOWN, KY 42701-7401 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 554 CHEYENNE RD, RADCLIFF, KY 40160-2206 |
| Document Number | 0002605285 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 2605/285 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jun 29, 2018 |
| Property Address | 554 CHEYENNE RD, RADCLIFF, KY 40160-2206 |
| Document Number | 01458/1543 |
| Book / Page | 1458 / 1543 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 180-00008165 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4223 S WILSON RD, RADCLIFF, KY 40160 |
| Document Number | 0000002238/0000000888 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 0000002238/0000000888 |
| Instrument | 180-00008165 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 175 Months |
| Due | Jan 01, 2033 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Dec 14, 2016 |
| Property Address | 554 CHEYENNE RD, RADCLIFF, KY 40160-2206 |
| Document Number | 001433/765 |
| Book / Page | 1433 / 765 |
| Instrument Date | Dec 08, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | MATTINLGY FORD TITLE, MATTINGLY FORD TITTLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 MARIETTA ST NW, ATLANTA, GA 30303-2812 |
| Name | Verified Name |
|---|---|
| Address | 554 CHEYENNE RD, RADCLIFF, KY 40160-2206 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Apr 29, 2016 |
| Property Address | 554 CHEYENNE RD, RADCLIFF, KY 40160-2206 |
| Document Number | 001423/573 |
| Book / Page | 1423 / 573 |
| Map Reference | PL 8 PG 57 |
| Instrument Date | Mar 31, 2016 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Aug 01, 2013 |
| Property Address | 554 CHEYENNE RD, RADCLIFF, KY 40160-2206 |
| Document Number | 01382/1038 |
| Book / Page | 1382 / 1038 |
| Map Reference | CAB1 PG254A |
| Instrument Date | Jul 30, 2013 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | EXETER TITLE COMPANY, EXECUTIVE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 554 CHEYENNE RD, RADCLIFF, KY 40160-2206 |
| Name | Verified Name |
|---|---|
| Address | 554 CHEYENNE RD, RADCLIFF, KY 40160-2206 |
| Document Number | 0020741549 |
|---|---|
| Date | Aug 01, 2013 |
| Instrument | 2074/1549 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Dec 07, 2005 |
| Property Address | 554 CHEYENNE RD, RADCLIFF, KY 40160-2206 |
| Document Number | 001174/451 |
| Book / Page | 1174 / 451 |
| Map Reference | CAB1 SH254A |
| Instrument Date | Dec 06, 2005 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $110.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2304 BRIDLE GATE TRL SW, ALBUQUERQUE, NM 87121-7253 |
| Name | Verified Name |
|---|---|
| Address | 900 TIMBERWOOD DR, RADCLIFF, KY 40160-9561 |
| Investor | Possibly a Property Investor |
Source: Hardin County records · Assessment roll updated January 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,314.00 (+38.61%) | $137,600 (+41.86%) Land $18,000 Building $119,600 | $137,600 (+41.86%) Land $18,000 Building $119,600 |
| 2023 | $97,000 (-) Land $17,000 Building $80,000 | $97,000 (-) Land $17,000 Building $80,000 | |
| 2022 | $97,000 Land $17,000 Building $80,000 | $97,000 Land $17,000 Building $80,000 | |
| 2021 | $948.00 |
Source: FEMA National Flood Hazard Layer as of May 26, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, Xfinity.
Based on FCC filings for 211 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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