Bergen County and Ridgefield Borough property record for 554 Chestnut St, Ridgefield, NJ 07657
| Property Type | Single Family Home |
|---|---|
| Details | 2,304 sqft · built 1949 |
| Lot Size | 0.1 acres (4,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $635,000 (Sep 2006) |
| Tax Bill | $12,705 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-02004-0000-00014 |
| Primary APN | 49-02004-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,304 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Frame |
| Lot Area | 4,360 sqft (0.1 acres) |
| Lot Dimensions | 109 ft deep x 40 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 4900090000000004 |
|---|---|
| Street Address | 554 CHESTNUT ST |
| City | RIDGEFIELD |
| State | NJ |
| Zip | 07657-1831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | L5 40X109 1.7LT |
| Legal Block | 2004 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 45102 |
554 Chestnut St is owned and occupied by an individual who bought it in September 2006.
Source: Bergen County and Ridgefield Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 554 CHESTNUT ST, RIDGEFIELD, NJ 07657-1831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2006 · Amount on File |
| Deed Sale | Sep 21, 2006 · Amount on File |
| Prior Sale | Sep 25, 1998 · Amount on File |
| Deed Book / Page | 9156 / 338 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 554 Chestnut St was $12,705, up 3% from the year before.
Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Borough |
| Unified School District | Ridgefield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $759,000 (+1.2%) Land $318,900 Building $440,100 | $759,000 (+1.2%) Land $318,900 Building $440,100 | |
| 2025 | $12,705.00 (+2.98%) | $750,000 Land $313,900 Building $436,100 | $750,000 Land $313,900 Building $436,100 |
| 2024 | $12,337.00 | ||
| 2023 | $715,100 Land $301,400 Building $413,700 | $715,100 Land $301,400 Building $413,700 | |
| 2022 | $11,875.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 554 Chestnut St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (2018–2025) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 554 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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