Mobile County property record for 554 Cherokee St, Mobile, AL 36606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1990 |
| Lot Size | 0.174 acres (7,600 sqft) |
| Owner | Company Name on File |
| Last Sale | $95,000 (Jul 2026) |
| Tax Bill | $593 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Line of Credit Jun 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022910282003017 |
| Primary APN | R022910282003017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,600 sqft (0.174 acres) |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 924432 |
|---|---|
| Street Address | 554 CHEROKEE ST |
| City | MOBILE |
| State | AL |
| Zip | 36606-1205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 SQ 8 OF RICKARBY PL DBK 116 N S P 208 SD LOT HAVING A FRONTAGE OF 50 FT ON W SIDE OF CHEROKEE ST & RUN BACK FOR A DEPTH OF 149 FT #SEC 28 T4S R1W #MP29 10 28 2 003 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 28 |
| Legal Subdivision | RICKARBY PL |
| Legal Lot Number | 15 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 2400 |
554 Cherokee St is owned by a company that bought it in July 2026.
Source: Mobile County records, as of October 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2970 HARMON WILLIAMS RD, MOBILE, AL 36608-8745 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · Line of Credit CENTURY BANK |
| Jun 26, 2024 | Deed of Trust, Mortgage · Line of Credit THE FIRST A NATIONAL BANKING ASSN |
| May 3, 2024 | Warranty Deed, Transfer · Commercial Mortgage MOBILE CAPITAL COMPANY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on File |
| Deed Sale | Jul 10, 2026 · Amount on File |
| Prior Sale | May 3, 2024 · Amount on File |
| Deed Document Number | 202641256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jul 10, 2026 |
| Property Address | 554 CHEROKEE ST, MOBILE, AL 36606-1205 |
| Document Number | 0000041256 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202641256 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,595.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2970 HARMON WILLIAMS RD, MOBILE, AL 36608-8745 |
| Document Number | 0000041257, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202641257 |
| Name | CENTURY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 554 CHEROKEE ST, MOBILE, AL 36606-1205 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 458 3RD AVE, SARALAND, AL 36571-3408 |
| Investor | Possibly a Property Investor |
| Document Number | 0000040333 |
|---|---|
| Date | Jun 26, 2024 |
| Instrument | 2024040333 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Address | 6241 COTTAGE HILL RD, MOBILE, AL 36609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 20, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | May 3, 2024 |
| Property Address | 554 CHEROKEE ST, MOBILE, AL 36606-1205 |
| Document Number | 0000026878 |
| Map Reference | MB 116 PG 208 |
| Instrument Date | May 1, 2024 |
| Instrument | 2024026878 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 214 GA 1-65 SVC RD, MOBILE, AL 36693 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026879 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 2024026879 |
| Name | MOBILE CAPITAL COMPANY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | May 1, 2027 |
The 2025 property tax bill for 554 Cherokee St was $593.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $593.00 | $9,340 Land $1,600 Building $7,740 | $46,700 Land $8,000 Building $38,700 |
| 2023 | $591.00 | $9,160 Land $1,600 Building $7,560 | $45,800 Land $8,000 Building $37,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 554 Cherokee St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–1985) |
| Most Recent Claim | Sep 1985 · Hurricane Elena |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 554 Cherokee St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures