554 Charles St, Torrington, CT 06790 Property Records

Torrington City property record for 554 Charles St, Torrington, CT 06790

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,019 sqft · built 1960
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Tax Bill$7,020 (2026)
Deeds & MortgagesJan 2017 Mortgage
APN11311

Property Details

APN / Parcel Number

Primary APN11311
Alternative APNs
  • TORR M:134 B:007 L:045
  • 011311

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,019 sqft Living Area
Gross Area4,105 sqft
Basement Area648 sqft
Unfinished Basement648 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area14,375 sqft (0.33 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number11311
Street Address554 CHARLES ST
CityTORRINGTON
StateCT
Zip06790-3421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S
Legal Block7
Legal Lot Number45
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group1
Census Block1000
Census Tract310500

Owner

554 Charles St is owned and occupied by two individuals.

Source: Torrington City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address554 CHARLES ST, TORRINGTON, CT 06790-3421
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2017: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionTORRINGTON CT
Recording DateJan 11, 2017
Property Address554 CHARLES ST, TORRINGTON, CT 06790-3421
Document Number1240-1020
Book / Page001240 / 001020
Instrument DateDec 13, 2016
Instrument427291
Transaction TypeTransfer
Record UpdatedFeb 7, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 CHARLES ST TORRINGTON CT 067903421, TORRINGTON, CT 06790-3421

Mortgage

Document Number1240-1022
DateJan 11, 2017
Book Page001240/001022
Instrument427292
Lender
NameGUARANTEED RATE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 10, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 554 Charles St was $7,020, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,020.00 (-12.97%)$209,790 (-) Land $23,800 Building $185,990$350,000 (+138.33%)
2025$8,066.00$209,790 Land $23,800 Building $185,990$146,853 Land $16,660 Building $130,193
2024$8,066.00 (+49.93%)
2023$5,380.00 (+1.74%)$112,170 (-) Land $23,760 Building $88,410
2022$5,288.00$112,170 Land $23,760 Building $88,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 554 Charles St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 Charles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Charles St

Nearby Streets

Search Property Records by Address or Parcel Number