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554 Charles Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 554 Charles Ave, Saint Paul, MN 55103

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,352 sqft · built 1900
Lot Size0.048 acres (2,108 sqft)
OwnerCompany Name on File
Last Sale$30,000 (Nov 2008)
Tax Bill$3,554 (2025)
Deeds & MortgagesDec 2021 Mortgage
Apr 2017 Sale
Flood ZoneZone X (minimal risk)
APN36-29-23-23-0073

Property Details

APN / Parcel Number

Primary APN36-29-23-23-0073
Alternative APNs
  • 8248009
  • 282219

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,352 sqft Living Area
1st Floor Area704 sqft
Basement Area220 sqft
Finished Basement220 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1940
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area2,108 sqft (0.048 acres)
Lot Dimensions62 ft deep x 34 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number282219
Street Address554 CHARLES AVE
CitySAINT PAUL
StateMN
Zip55103-1911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMICHELS SUBDIVISION OF BLK 14 EX W 6 12/1OO FT THE N 1/2 OF LOT 14 BLK 2
Legal Range23
Legal Township29
Legal Section36
Legal SubdivisionMICHELS SUBDIVISION OF BLK 14
Legal Block14,2
Legal Lot Number14
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1004
Census Tract32600

Owner

554 Charles Ave is owned by a company that acquired it in March 2017.

Source: Ramsey County records, as of August 7, 2026

Owner of RecordCompany Name on File
Mailing Address950 COUNTY HIGHWAY 10, 120, MINNEAPOLIS, MN 55432-1265
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2021Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS COMMUNITY FEDERAL
Apr 3, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2008 · Amount on File
Deed SaleNov 20, 2008 · Amount on File
Prior SaleDec 6, 2004 · Amount on File
Deed Document Number2008371599
Last Transfer DateMar 20, 2017
Transfer Doc0004652960
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address554 CHARLES AVE, SAINT PAUL, MN 55103-1911
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04922541
DateDec 6, 2021
InstrumentA04922541
Lender
NameCITIZENS COMMUNITY FEDERAL
TypeBank
AddressSAINT PAUL, MN 55128
Agreement
TypeCommercial Mortgage
AmountAmount on Record

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRAMSEY MN
Recording DateApr 3, 2017
Property Address554 CHARLES AVE, SAINT PAUL, MN 55103-1911
Document Number0004652960
Instrument DateMar 20, 2017
Instrument4652960
Transaction TypeTransfer
Record UpdatedMay 30, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6987 HOMEWARD CT S COTTAGE GROVE MN 550164496, COTTAGE GROVE, MN 55016-4496

Tax Assessment & Valuation

The 2025 property tax bill for 554 Charles Ave was $3,554.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,900 (+6.99%) Land $20,000 Building $204,900$224,900 (+6.99%) Land $20,000 Building $204,900
2025$3,554.00$210,200 Land $20,000 Building $190,200$210,200 Land $20,000 Building $190,200
2023$2,748.00$183,700 Land $16,000 Building $167,700$183,700 Land $16,000 Building $167,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 554 Charles Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 554 Charles Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20

May also be available: GigFire, T-Mobile.

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