554 Central Ave, Newark, NJ 07107 Property Records

Essex County and Newark City property record for 554 Central Ave, Newark, NJ 07107

Property Summary

Property Type	Single Family Home
Details	6,138 sqft · built 1902
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Jul 1998)
Tax Bill	$8,550 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01826-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`14-01826-0000-00002`
Alternative APN	`140182600002`

Interior

Stories	3 Stories
Building Area	6,138 sqft Living Area

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Brick
Construction Type	Brick
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	140182600002
Street Address	554 CENTRAL AVE
City	NEWARK
State	NJ
Zip	07107-1461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X100
Legal Subdivision	PECK FARM ASSOCIATION
Legal Block	1826
Legal Lot Number	2
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	2
Census Block	2005
Census Tract	1700

Owner

Source: Essex County and Newark City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	554 CENTRAL AVE, NEWARK, NJ 07107-1461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage MLB RESID'L LENDING LLC
Jan 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage MLB RESIDENTIAL LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 1998 · Amount on Record
Deed Sale	Jul 30, 1998 · Amount on Record
Prior Sale	Mar 1, 1993 · Amount on Record
Deed Book / Page	5546 / 880
Last Transfer Date	Dec 28, 2023
Transfer Doc	0000006834
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	May 15, 2026
Property Address	554 CENTRAL AVE, NEWARK, NJ 07107-1461
Document Number	0000032906
Instrument Date	May 8, 2026
Instrument	202632906
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ATS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 CENTRAL AVE, NEWARK, NJ 07107-1461

Mortgage

Document Number	0000032906,
Date	May 15, 2026
Instrument	202632906

Lender

Name	MLB RESID'L LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	554 CENTRAL AVE, NEWARK, NJ 07107-1461
Transaction Type	Mortgage
Record Updated	Jan 26, 2024
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 CENTRAL AVE 1, 1, NEWARK, NJ 07107-1461

Mortgage

Document Number	0000000098
Date	Jan 2, 2024
Instrument	2024000098

Lender

Name	MLB RESIDENTIAL LENDING LLC
Type	Mortgage Company
Address	SPRINGFIELD, NJ 07081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,800 (-) Land $26,700 Building $187,100	$213,800 (-) Land $26,700 Building $187,100
2025	$8,550.00 (+5.17%)	$213,800 (-) Land $26,700 Building $187,100	$213,800 (-) Land $26,700 Building $187,100
2024	$8,130.00 (+1.79%)
2023		$213,800 Land $26,700 Building $187,100	$213,800 Land $26,700 Building $187,100
2022	$7,987.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Andrena, T-Mobile.

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