554 Central Ave, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 554 Central Ave, Bound Brook, NJ 08805

Property Summary

Property TypeSingle Family Home
Details1,726 sqft · built 1931
Lot Size0.227 acres (9,901 sqft)
Owner2 Individual Names on Record
Last Sale$304,123 (Mar 2008)
Tax Bill$11,004 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN04-00087-0000-00021

Property Details

APN / Parcel Number

Primary APN04-00087-0000-00021
Alternative APN
  • 040008700021

Interior

Stories2 Stories
Building Area1,726 sqft Living Area

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Construction TypeFrame
Lot Area9,901 sqft (0.227 acres)
Lot Dimensions198 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address554 CENTRAL AVE
CityBOUND BROOK
StateNJ
Zip08805-1733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionADDITIONAL LOTS: 26
Legal SubdivisionBOROUGH/BOUND BROOK
Legal Block87
Legal Lot Number21
JurisdictionSOMERSET NJ
Township / Civil DivisionBOUND BROOK
Census Block Group1
Census Block1017
Census Tract51300

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address554 CENTRAL AVE, BOUND BROOK, NJ 08805-1733
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2008 · Amount on Record
Deed SaleMar 13, 2008 · Amount on Record
Deed Document Number200811566
Deed Book / Page6114 / 2899
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address554 CENTRAL AVE, BOUND BROOK, NJ 08805-1733
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000065846
DateNov 8, 2021
Book Page7399/2586
Instrument2021065846
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalityBound Brook Borough
Unified School DistrictBound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$527,000 (+5.7%) Land $272,000 Building $255,000$527,000 (+5.7%) Land $272,000 Building $255,000
2025$11,004.00 (+2.84%)$498,600 (+14.38%) Land $247,000 Building $251,600$498,600 (+14.38%) Land $247,000 Building $251,600
2024$10,700.00 (+7.71%)
2023$435,900 Land $197,000 Building $238,900$435,900 Land $197,000 Building $238,900
2022$9,934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims14 (1999–2021)
Claims Outside the SFHA9 of 14
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

May also be available: AT&T.

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