554 Cedar Rdg Rd, Union Hall, VA 24176 Property Records

Franklin County property record for 554 Cedar Rdg Rd, Union Hall, VA 24176

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,120 sqft · built 1999
Lot Size	1.25 acres (54,537 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Jun 2016)
Tax Bill	$4,268 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052 00-071 00`

Property Details

APN / Parcel Number

Primary APN	`052 00-071 00`
Alternative APN	`16594`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
Gross Area	3,757 sqft
1st Floor Area	864 sqft
Basement Area	1,480 sqft
Finished Basement	1,480 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,537 sqft (1.25 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	1,485 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	184 sqft
Deck Area	424 sqft
Patio Area	424 sqft
Shed	1 Shed
Boat Access	Boat Access
Boat House	1,064 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16594
Street Address	554 CEDAR RIDGE RD
City	UNION HALL
State	VA
Zip	24176-4031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	STANDIFERS CREEK
Legal Subdivision	STANDIFERS CREEK
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	1
Census Block	1009
Census Tract	20102

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	554 CEDAR RIDGE RD, UNION HALL, VA 24176-4031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Deed Document Number	20163682
Deed Book / Page	1078 / 2626
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	554 CEDAR RIDGE RD, UNION HALL, VA 24176-4031
Document Number	0011411241
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 CEDAR RIDGE RD UNION HALL VA 241764031, UNION HALL, VA 24176-4031

Mortgage

Document Number	0011411241
Date	Jun 23, 2020
Book Page	001141/001241
Instrument	4210

Lender

Name	PRIME CHOICE FNDG
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,268.00 (+4.76%)	$992,600 (+48.59%) Land $304,500 Building $688,100	$992,600 (+48.59%) Land $304,500 Building $688,100
2023	$4,074.00	$668,000 (-) Land $287,500 Building $380,500	$668,000 (-) Land $287,500 Building $380,500
2022		$668,000 Land $287,500 Building $380,500	$668,000 Land $287,500 Building $380,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1992–2020)
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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