554 Bloomfield Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 554 Bloomfield Ave, Montclair, NJ 07042

Property Summary

Property Type	Bank, Financial Building
Details	2,760 sqft · built 1925
Lot Size	0.073 acres (3,164 sqft)
Owner	Company Name on File
Last Sale	$1,950,000 (Aug 2024)
Tax Bill	$35,008 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02208-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`13-02208-0000-00012`
Alternative APN	`130220800012`

Interior

Stories	1 Story
Building Area	2,760 sqft Gross Area
1st Floor Area	2,760 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Construction Type	Brick
Lot Area	3,164 sqft (0.073 acres)
Lot Dimensions	113 ft deep x 28 ft wide

Location & Zoning

Old Parcel Number	130220800012
Street Address	554 BLOOMFIELD AVE
City	MONTCLAIR
State	NJ
Zip	07042-2805
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	C1
Legal Description	28X113 IRR
Legal Subdivision	TOWNSHIP/MONTCLAIR
Legal Block	2208
Legal Lot Number	12
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2000
Census Tract	16800

Owner

554 Bloomfield Ave, a commercial property, is owned by a company that bought it in August 2024.

Source: Essex County and Montclair Township records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	100 US HIGHWAY 22, SPRINGFIELD, NJ 07081-3130
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2024	Deed, Transfer · Commercial Mortgage PROVIDENT BANK
Oct 23, 2020	Deed of Trust, Mortgage · Commercial Mortgage INVESTORS BANK
Jun 28, 2018	Grant Deed, Transfer INVESTORS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2024 · Amount on File
Deed Sale	Aug 23, 2024 · Amount on File
Prior Sale	Jun 28, 2018 · Amount on File
Deed Document Number	202449528
Record Updated	Oct 29, 2026

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 23, 2024
Property Address	554 BLOOMFIELD AVE, MONTCLAIR, NJ 07042-2805
Document Number	0000049528
Instrument Date	Aug 20, 2024
Instrument	2024049528
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5601 W SIDE AVE, NORTH BERGEN, NJ 07047-6453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 US HIGHWAY 22, SPRINGFIELD, NJ 07081-3130

Mortgage

Document Number	0000049529
Date	Aug 23, 2024
Instrument	2024049529

Lender

Name	PROVIDENT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	554 BLOOMFIELD AVE, MONTCLAIR, NJ 07042-2805
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	COASTAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 W SIDE AVE, NORTH BERGEN, NJ 07047-6453

Mortgage

Document Number	0000104894
Date	Oct 23, 2020
Instrument	2020104894

Lender

Name	INVESTORS BANK
Type	Bank
Address	SHORT HILLS, NJ 07078

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 28, 2018
Property Address	554 BLOOMFIELD AVE, MONTCLAIR, NJ 07042-2805
Document Number	0000055977
Instrument Date	Jun 16, 2018
Instrument	55977
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount on Record
Tax	$1,025.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5601 W SIDE AVE NORTH BERGEN NJ 070476453, NORTH BERGEN, NJ 07047-6453

Mortgage

Document Number	55980
Date	Jun 28, 2018
Instrument	55980

Lender

Name	INVESTORS BK
Type	Bank
Address	SHORT HILLS, NJ 07078

Agreement

Amount	Amount on Record

Mortgage

Document Number	55985,
Date	Jun 28, 2018
Instrument	55985

Lender

Name	INVESTORS BK
Type	Bank
Address	SHORT HILLS, NJ 07078

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 554 Bloomfield Ave was $35,008, up 10.7% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$929,100 (-) Land $290,600 Building $638,500	$929,100 (-) Land $290,600 Building $638,500
2025	$35,008.00 (+10.73%)	$929,100 Land $290,600 Building $638,500	$929,100 Land $290,600 Building $638,500
2024	$31,617.00
2023		$929,100 Land $290,600 Building $638,500	$929,100 Land $290,600 Building $638,500
2022	$32,713.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 554 Bloomfield Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 554 Bloomfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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