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554 Bayona Loop, Chula Vista, CA 91910 Property Records

San Diego County property record for 554 Bayona Loop, Chula Vista, CA 91910

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,784 sqft · built 1994
Lot Size0.166 acres (7,223 sqft)
OwnerCompany Name on Record
Last Sale$278,500 (May 1995)
Tax Bill$6,050 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN640-031-14-00

Property Details

APN / Parcel Number

Primary APN640-031-14-00

Interior

Bedrooms6 Beds
Full Baths3 Baths
Building Area2,784 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area7,223 sqft (0.166 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address554 BAYONA LOOP
CityCHULA VISTA
StateCA
Zip91910-7962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC2RS
Legal DescriptionLOT 26 TR 012368
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract012368
Legal Block2
Legal Lot Number26
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2003
Census Tract13421

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address554 BAYONA LOOP, CHULA VISTA, CA 91910-7962
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2026Deed of Trust, Mortgage · Line of Credit
CALIFORNIA COAST CU
Oct 3, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 1995 · Amount on Record
Deed SaleMay 22, 1995 · Amount on Record
Deed Document Number1995213951
Last Transfer DateSep 2, 2015
Transfer Doc0000514397
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address554 BAYONA LOOP, CHULA VISTA, CA 91910-7962
Transaction TypeMortgage
Record UpdatedJan 13, 2026
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 BAYONA LOOP, CHULA VISTA, CA 91910-7962

Mortgage

Document Number0000001046
DateJan 5, 2026
Instrument2026-0001046
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 28, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address554 BAYONA LOOP, CHULA VISTA, CA 91910-7962
Document Number0000471421
Instrument DateOct 3, 2017
Transaction TypeMortgage
Record UpdatedOct 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address554 BAYONA LOOP CHULA VISTA CA 919107962, CHULA VISTA, CA 91910-7962

Mortgage

Document Number0000471421
DateOct 12, 2017
Instrument471421
Lender
NameWELLS FARGO BK
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 11, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$479,665 (+2%) Land $143,043 Building $336,622
2025$6,050.00 (+5.66%) Homeowner's exemption$470,261 (+4.04%) Land $140,239 Building $330,022
2023$5,726.00 (+3.02%) Homeowner's exemption$452,002 Land $134,795 Building $317,207
2022$5,558.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
Cox Communications
Cable		2,000 / 500
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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