Black Hawk County property record for 554 Adrian St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 528 sqft · built 1925 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $822 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-30-330-029 |
| Primary APN | 8912-30-330-029 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 528 sqft Living Area |
| 1st Floor Area | 528 sqft |
| Basement Area | 528 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 554 ADRIAN ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-5212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOWERS ADDITION LOT 2 BLK 3 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 30 |
| Legal Subdivision | BLOWERS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 800 |
554 Adrian St, a single family home, is owned by a company.
Source: Black Hawk County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2117 FALLS AVE, WATERLOO, IA 50701-2256 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 2, 2018 | Deed of Trust, Mortgage MIDWESTONE BANK |
| Dec 11, 2020 | Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 554 ADRIAN ST, WATERLOO, IA 50703-5212 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 201800017836 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 201800017836 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 554 ADRIAN ST, WATERLOO, IA 50703-5212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100012537 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 202100012537 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 8, 2050 |
The 2025 property tax bill for 554 Adrian St was $822, up 6.2% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $822.00 (+6.2%) | $40,320 Land $6,210 Building $34,110 | $40,320 Land $6,210 Building $34,110 |
| 2024 | $774.00 | ||
| 2023 | $35,680 (+14.69%) Land $6,210 Building $29,470 | $35,680 Land $6,210 Building $29,470 | |
| 2022 | $684.00 | $31,110 Land $6,210 Building $24,900 | |
| 2021 | $31,110 Land $6,210 Building $24,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 554 Adrian St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1978–2013) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | May 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 554 Adrian St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, Waterloo Fiber.
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