554 Academy St, Canton, NC 28716 Property Records

Haywood County property record for 554 Academy St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 420 sqft · built 1913
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Nov 2021)
Tax Bill	$788 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8656-99-9331`

Property Details

APN / Parcel Number

Primary APN	`8656-99-9331`
Alternative APN	`269830`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	420 sqft Heated Area
Gross Area	1,078 sqft
1st Floor Area	420 sqft
Utility Area	108 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	269830
Street Address	554 ACADEMY ST
City	CANTON
State	NC
Zip	28716-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR1
Legal Description	554 ACADEMY ST
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	4
Census Block	4012
Census Tract	920300

Owner

554 Academy St is owned and occupied by an individual who bought it in November 2021.

Source: Haywood County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	554 ACADEMY ST, CANTON, NC 28716-1217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 12, 2021	Warranty Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
Dec 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Apr 12, 2021 · Amount on File
Deed Document Number	202114144
Deed Book / Page	1047 / 2167
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Nov 15, 2021
Property Address	554 ACADEMY ST, CANTON, NC 28716-1217
Document Number	0010472167
Book / Page	1047 / 2167
Instrument Date	Nov 12, 2021
Instrument	2021014144
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 FAIRFAX AVE, ASHEVILLE, NC 28806-3223

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	554 DUTCH COVE RD, CANTON, NC 28716-7418

Mortgage

Document Number	0010472170
Date	Nov 15, 2021
Instrument	1047/2170

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Apr 12, 2021
Property Address	554 ACADEMY ST, CANTON, NC 28716-1217
Document Number	0010270469
Book / Page	1027 / 469
Instrument Date	Mar 29, 2021
Instrument	2021004352
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	662 PHILLIPSVILLE LOOP, CANTON, NC 28716-2120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 FAIRFAX AVE, ASHEVILLE, NC 28806-3223

Mortgage

Document Number	0001027472
Date	Apr 12, 2021
Instrument	1027/472

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Dec 15, 2017
Property Address	554 ACADEMY ST, CANTON, NC 28716-1217
Document Number	0009422088
Book / Page	000942 / 002088
Instrument Date	Dec 15, 2017
Instrument	11694
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$132.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	172 ACADEMY ST CANTON NC 287164537, CANTON, NC 28716-4537

Tax Assessment & Valuation

The 2025 property tax bill for 554 Academy St was $788.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,400 (-) Land $18,900 Building $95,500
2025	$788.00	$114,400 Land $18,900 Building $95,500	$114,400 Land $18,900 Building $95,500
2023		$114,400 Land $18,900 Building $95,500	$114,400 Land $18,900 Building $95,500
2021			$114,400 Land $18,900 Building $95,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 554 Academy St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2021–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 Academy St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: AT&T, Verizon.

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