554 7th St, Imperial Beach, CA 91932 Property Records

San Diego County property record for 554 7th St, Imperial Beach, CA 91932

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,780 sqft · built 1975
Lot Size0.168 acres (7,312 sqft)
Owner2 Individual Names on File
Last Sale$1,020,000 (Jul 2025)
Tax Bill$12,225 (2025)
Deeds & MortgagesMay 2021 Mortgage
Oct 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN626-070-65-00

Property Details

APN / Parcel Number

Primary APN626-070-65-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,780 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area7,312 sqft (0.168 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address554 7TH ST
CityIMPERIAL BEACH
StateCA
Zip91932-1406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3000-D
Legal DescriptionBLK 70 LOTS 62&63 TR 000497
Legal SubdivisionSOUTH S D COS
Legal Tract000497
Legal Block70
Legal Lot Number62,63
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4006
Census Tract10502

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address554 7TH ST, IMPERIAL BEACH, CA 91932-1406
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Oct 5, 2021Intrafamily Transfer, Transfer · VA Mortgage
EVERETT FINANCIAL INC
Oct 5, 2021Grant Deed, Transfer
WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO
Dec 2, 2019Deed of Trust, Mortgage · VA Mortgage
CMG MORTGAGE INC
Dec 13, 2017Grant Deed, Transfer · VA Mortgage
WEST COAST FUNDING
May 24, 2017Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 3, 2025 · Amount on Record
Deed SaleJul 3, 2025 · Amount on Record
Prior SaleOct 5, 2021
Deed Document Number2025177924
Prior Transfer DateOct 1, 2021
Prior Transfer Doc0000697248
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address554 7TH ST, IMPERIAL BEACH, CA 91932-1406
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address22010 42ND DR NE, ARLINGTON, WA 98223-7602

Mortgage

Document Number0000397908
DateMay 26, 2021
Instrument2021-0397908
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 5, 2021
Property Address554 7TH ST, IMPERIAL BEACH, CA 91932-1406
Document Number0000697248
Map ReferenceMAP 497
Instrument DateOct 1, 2021
Instrument2021-0697248
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 7TH ST, IMPERIAL BEACH, CA 91932-1406

Mortgage

Document Number0000697249
DateOct 5, 2021
Instrument2021-0697249
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 5, 2021
Property Address554 7TH ST, IMPERIAL BEACH, CA 91932-1406
Document Number0000697247
Map ReferenceMAP 497
Instrument DateSep 10, 2021
Instrument2021-0697247
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 7TH ST, IMPERIAL BEACH, CA 91932-1406

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address554 7TH ST, IMPERIAL BEACH, CA 91932-1406
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000559187
DateDec 2, 2019
Instrument2019-0559187
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 13, 2017
Property Address554 7TH ST, IMPERIAL BEACH, CA 91932-1406
Document Number0000580697
Instrument DateNov 27, 2017
Instrument580697
Transaction TypeTransfer
Record UpdatedAug 29, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$682.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address554 7TH ST IMPERIAL BEACH CA 919321406, IMPERIAL BEACH, CA 91932-1406

Mortgage

Document Number580698
DateDec 13, 2017
Instrument580698
Lender
NameWEST COAST FUNDING
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92108
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 12, 2047

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 24, 2017
Property Address554 7TH ST, IMPERIAL BEACH, CA 91932-1406
Document Number0000234220
Instrument DateMay 17, 2017
Instrument234220
Transaction TypeTransfer
Record UpdatedMay 30, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$539.00
Amount AccuracyFull Value
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address550 W B ST #4TH SAN DIEGO CA 921013539, 4TH, SAN DIEGO, CA 92101-3539

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityImperial Beach City
Elementary School DistrictSouth Bay Union School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,020,000 (+6.92%) Land $556,544 Building $463,456
2025$12,225.00 (+5.07%)$954,022 (+4.04%) Land $520,544 Building $433,478
2023$11,635.00 (+1.17%)$916,979 Land $500,332 Building $416,647
2022$11,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-AM WATER CORONADO
private · serves 106,000 people · EPA ID CA3710001
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: California Internet, T-Mobile USA, Verizon, Wyyerd Group.

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