554 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 554 4th St, Troy, NY 12180

Property Summary

Property Type	Apartments (5+ Units)
Details	10 bd · 6 ba · 5,502 sqft · built 1900
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on Record
Last Sale	$435,000 (Jul 2025)
Tax Bill	$6,370 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more
APN	`381700 111.52-5-30`

Property Details

APN / Parcel Number

Primary APN	`381700 111.52-5-30`
Alternative APN	`1202000`

Interior

Bedrooms	10 Beds
Full Baths	6 Baths
Stories	3 Stories
Building Area	5,502 sqft Gross Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Exterior Material	Wood
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Porch	Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1202000
Street Address	554 4TH ST
City	TROY
State	NY
Zip	12180-5515
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	MU1
Legal Description	DBLE FR HSE 36-1/22-21 7 UNITS
Legal Block	5
Legal Lot Number	30.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1005
Census Tract	41000

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	112 TIMOTHY LN, SCHENECTADY, NY 12303-5185
Owner Type	Company
Vesting	Limited Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2025	Deed, Transfer · Stand-Alone First Mortgage CHEMUNG CANAL TRUST CO
Feb 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF GREENE COUNTY
Apr 7, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Feb 22, 2021 · Amount on Record
Deed Book / Page	11016 / 169
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 22, 2025
Property Address	554 4TH ST, TROY, NY 12180-5515
Document Number	0110160169
Book / Page	11016 / 169
Instrument Date	Jul 7, 2025
Instrument	2025-658936
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 TIMOTHY LN, SCHENECTADY, NY 12303-5185

Mortgage

Document Number	2025658937
Date	Jul 22, 2025
Instrument	2025-658937

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 22, 2021
Property Address	554 4TH ST, TROY, NY 12180-5515
Document Number	0094770029
Book / Page	9477 / 29
Instrument Date	Jan 8, 2021
Instrument	2021-583788
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 NOYES LN, VALLEY FALLS, NY 12185-3300

Mortgage

Document Number	2021583789
Date	Feb 22, 2021
Instrument	2021-583789

Lender

Name	BANK OF GREENE COUNTY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 7, 2017
Property Address	554 4TH ST, TROY, NY 12180-5515
Document Number	0081410217
Book / Page	008141 / 000217
Instrument Date	Apr 6, 2017
Transaction Type	Transfer
Record Updated	May 16, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	254 PINEWOODS RD MELROSE NY 121212402, MELROSE, NY 12121-2402

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,370.00 (-22.07%)
2025	$8,174.00 (+2.29%)	$175,000 (-) Land $35,300 Building $139,700	$299,700 (+19.88%) Land $60,454 Building $239,246
2023		$175,000 (-) Land $35,300 Building $139,700	$250,000 (+8.57%) Land $50,429 Building $199,571
2022	$7,991.00	$175,000 Land $35,300 Building $139,700	$230,263 Land $46,447 Building $183,816

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

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