554 4 Mile Rd, Cincinnati, OH 45230 Property Records

Hamilton County property record for 554 4 Mile Rd, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,899 sqft · built 1987
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,848 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`500-0402-0045-00`

Property Details

APN / Parcel Number

Primary APN	`500-0402-0045-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,899 sqft Living Area
Gross Area	5,409 sqft
1st Floor Area	2,224 sqft
2nd Floor Area	675 sqft
Basement Area	1,762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	74,052 sqft (1.7 acres)
Lot Width	22 ft Width
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	252 sqft
Patio Area	697 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	554 4 MILE RD
City	CINCINNATI
State	OH
Zip	45230-5209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOUR MILE RD 22.85 X FT IRR LOT 5 MERRY HILL SUB
Legal Subdivision	MERRY HILL SUB
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3000
Census Tract	25002

Owner

554 4 Mile Rd is owned and occupied by two individuals who acquired it in February 2015.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	554 4 MILE RD, CINCINNATI, OH 45230-5209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 19, 2015
Transfer Doc	0000000154
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	554 4 MILE RD, CINCINNATI, OH 45230-5209
Document Number	0000038177
Book / Page	013407 / 000850
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	554 4 MILE RD CINCINNATI OH 452305209, CINCINNATI, OH 45230-5209

Mortgage

Document Number	0000038177
Date	May 1, 2017
Book Page	013407/000850
Instrument	38177

Lender

Name	FEDERAL S&L ASSN/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 554 4 Mile Rd was $8,848, up 2.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,848.00 (+2.81%)	$141,338 (+%) Land $35,991 Building $105,347	$403,820 Land $102,830 Building $300,990
2024	$8,606.00 (+5.18%)	$141,336 (-) Land $35,990 Building $105,346
2023	$8,182.00 (+7.05%)	$141,336 (+20.22%) Land $35,990 Building $105,346	$403,820 Land $102,830 Building $300,990
2022	$7,643.00 Homeowner's exemption	$117,565 Land $32,529 Building $85,036
2020			$335,900 Land $92,940 Building $242,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 554 4 Mile Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 4 Mile Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20