55392 Gross Dr, Bend, OR 97707 Property Records

Deschutes County property record for 55392 Gross Dr, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1994
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Oct 2020)
Tax Bill	$2,939 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`201025 C0 00100`

Property Details

APN / Parcel Number

Primary APN	`201025 C0 00100`
Alternative APNs	`R1064201025C000100` `137591`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Other
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Mixed
Garage Area	440 sqft
Deck Area	448 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	137591
Old Parcel Number	R1064201025C000100
Street Address	55392 GROSS DR
City	BEND
State	OR
Zip	97707-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:22 BLK:6 SUBD:OREGON WATER WONDERLAND UNIT NO 1 SEC/TWN/RNG/MER:SEC 25 TWN 20 RNG 10 MAP REF:201025-C0
Legal Range	10E
Legal Township	20S
Legal Section	25
Legal Quarter	SW
Legal Subdivision	OREGON WATER WONDERLAND UNIT NO 1
Legal Block	6
Legal Lot Number	22
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1030
Census Tract	301

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55392 GROSS DR, BEND, OR 97707-2535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU
Sep 27, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Nov 29, 2005 · Amount on Record
Deed Document Number	2020-55633
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 20, 2020
Property Address	55392 GROSS DR, BEND, OR 97707-2535
Document Number	0000055633
Instrument Date	Oct 19, 2020
Instrument	2020-55633
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55392 GROSS DR, BEND, OR 97707-2535

Mortgage

Document Number	0000055634
Date	Oct 20, 2020
Instrument	2020-55634

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	55392 GROSS DR, BEND, OR 97707-2535
Document Number	0000040535
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	55392 GROSS DR BEND OR 977072535, BEND, OR 97707-2535

Mortgage

Document Number	0000040535
Date	Oct 8, 2018
Instrument	40535

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,939.00 (+6.18%)	$171,420 (+3%)	$450,040 (+6.49%) Land $212,000 Building $238,040
2024	$2,768.00 (+2.22%)	$166,430 (+3%)	$422,610 (+8.69%) Land $170,800 Building $251,810
2023	$2,708.00	$161,590	$388,830 Land $184,000 Building $204,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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