5539 W Spaulding St, Boise, ID 83705 Property Records

Ada County property record for 5539 W Spaulding St, Boise, ID 83705

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,227 sqft · built 2020
Lot Size	0.134 acres (5,837 sqft)
Owner	2 Individual Names on Record
Last Sale	$554,610 (Jul 2026)
Tax Bill	$4,167 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R1580260040`

Property Details

APN / Parcel Number

Primary APN	`R1580260040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,227 sqft Living Area
Gross Area	2,943 sqft
1st Floor Area	1,080 sqft
Upper Floors Area	1,147 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	5,837 sqft (0.134 acres)
Garage Type	Attached
Garage Area	716 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	47 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5539 W SPAULDING ST
City	BOISE
State	ID
Zip	83705-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	PAR #0040 OF LOT 1 BLK 1 COUNTRY CLUB SUB NO 02 PARCEL C ROS 11265 #0008-S
Legal Range	02E
Legal Township	03N
Legal Section	20
Legal Subdivision	COUNTRY CLUB SUB NO 02
Legal Block	1
Legal Lot Number	1
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2004
Census Tract	1800

Owner

Source: Ada County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5539 W SPAULDING ST, BOISE, ID 83705-2748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CREDIT UNION
Mar 6, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Jan 28, 2022	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Jul 24, 2020	Warranty Deed, Subdivision Related Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Dec 5, 2018	Trustee's Deed, Construction Loan · Line of Credit BRENT RICHTSMEIER
Aug 28, 2018	Warranty Deed, Construction Loan · Line of Credit BRENT RICHTSMEIER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Mar 6, 2023 · Amount on Record
Deed Document Number	202648676
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jul 2, 2026
Property Address	5539 W SPAULDING ST, BOISE, ID 83705-2748
Document Number	0000048676
Instrument Date	Jun 30, 2026
Instrument	202648676
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5539 W SPAULDING ST, BOISE, ID 83705-2748

Mortgage

Document Number	0000048677,
Date	Jul 2, 2026
Instrument	202648677

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Mar 6, 2023
Property Address	5539 W SPAULDING ST, BOISE, ID 83705-2748
Document Number	0000013094
Map Reference	MB 9 PG 436
Instrument Date	Mar 2, 2023
Instrument	2023-013094
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5539 W SPAULDING ST, BOISE, ID 83705-2748

Mortgage

Document Number	0000013095
Date	Mar 6, 2023
Instrument	2023-013095

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	5539 W SPAULDING ST, BOISE, ID 83705-2748
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009752
Date	Jan 28, 2022
Instrument	2022-009752

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 27, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jul 24, 2020
Property Address	5539 W SPAULDING ST, BOISE, ID 83705-2748
Document Number	0000093345
Instrument Date	Jul 24, 2020
Instrument	93345
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5539 W SPAULDING ST BOISE ID 83705, BOISE, ID 83705

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ADA ID
Recording Date	Dec 5, 2018
Property Address	5539 W SPAULDING ST, BOISE, ID 83705-2748
Instrument Date	Nov 30, 2018
Instrument	115121
Transaction Type	Construction Loan
Record Updated	Dec 14, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	913 W RIVER ST #300 BOISE ID 837027080, 300, BOISE, ID 83702-7080

Mortgage

Document Number	0000115121
Date	Dec 5, 2018
Instrument	115121

Lender

Name	BRENT RICHTSMEIER
Address	7 FAIR OAKS, LAGUNA NIGUEL, CA 92677-5909

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 4, 2019

Interest

Rate Type	Adjustable Rate
Rate	12%

August 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Aug 28, 2018
Property Address	5539 W SPAULDING ST, BOISE, ID 83705-2748
Document Number	0000081397
Instrument Date	Aug 27, 2018
Instrument	81397
Transaction Type	Construction Loan
Record Updated	Sep 7, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	913 W RIVER ST #300 BOISE ID 837027080, 300, BOISE, ID 83702-7080

Mortgage

Document Number	81398
Date	Aug 28, 2018
Instrument	81398

Lender

Name	BRENT RICHTSMEIER
Address	7 FAIR OAKS, LAGUNA NIGUEL, CA 92677-5909

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 27, 2019

Interest

Rate Type	Adjustable Rate
Rate	12%

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Boise City
Unified School District	Boise City Independent School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,167.00 (+9.92%) Homeowner's exemption	$577,200 (+18.55%)	$577,200 (+18.55%)
2024	$3,791.00 (-9.67%)
2023		$486,900 Land $160,500 Building $326,400	$486,900 Land $160,500 Building $326,400
2022	$4,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	1,000 / 75
Sparklight Cable	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Anthem Broadband, T-Mobile, White Cloud Communications.

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