Escambia County property record for 5539 Spoonflower Dr, Pensacola, FL 32526
| Property Type | Single Family Home |
|---|---|
| Details | 2,086 sqft · built 2011 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (May 2024) |
| Tax Bill | $2,856 (2024) |
| Deeds & Mortgages | Jun 2022 Line of Credit Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-1S-31-4200-150-005 |
| Primary APN | 09-1S-31-4200-150-005 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,086 sqft Adjusted Area |
| 1st Floor Area | 1,838 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 9,627 sqft (0.221 acres) |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 90364362 |
|---|---|
| Old Parcel Number | 090364362 |
| Street Address | 5539 SPOONFLOWER DR |
| City | PENSACOLA |
| State | FL |
| Zip | 32526-3254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LT 15 BLK E NATURE TRAIL S/D PB 18 P 60/60A-60R OR 9144 P 797 SEC 8/9/16 T1S R31 |
| Legal Range | 31W |
| Legal Township | 01S |
| Legal Section | 09 |
| Legal Subdivision | NATURE TRAIL S/D |
| Legal Block | E |
| Legal Lot Number | 15 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | CANTONMENT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 3603 |
5539 Spoonflower Dr is owned and occupied by an individual who bought it in May 2024.
Source: Escambia County records, as of December 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5539 SPOONFLOWER DR, PENSACOLA, FL 32526-3254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2022 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| Sep 29, 2020 | Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC |
| Apr 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2024 · Amount on File |
| Deed Sale | May 9, 2024 · Amount on File |
| Prior Sale | Sep 29, 2020 · Amount on File |
| Deed Document Number | 2024035448 |
| Deed Book / Page | 9144 / 797 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 5539 SPOONFLOWER DR, PENSACOLA, FL 32526-3254 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5539 SPOONFLOWER DR, PENSACOLA, FL 32526-3254 |
| Document Number | 0088121793 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | 8812/1793 |
| Instrument | 2022066004 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | PENSACOLA, FL 32534 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 3, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Sep 29, 2020 |
| Property Address | 5539 SPOONFLOWER DR, PENSACOLA, FL 32526-3254 |
| Document Number | 0083731925 |
| Book / Page | 8373 / 1925 |
| Map Reference | MB 18 PG 60-60R |
| Instrument Date | Sep 28, 2020 |
| Instrument | 2020079641 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8446 ROSE MALLOW WAY, 8446, PENSACOLA, FL 32526-3258 |
| Name | Verified Name |
|---|---|
| Address | 5339 SPOONFLOWER DRIVE, PENSACOLA, FL 32526 |
| Document Number | 0083731929 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 8373/1929 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Apr 3, 2017 |
| Property Address | 5539 SPOONFLOWER DR, PENSACOLA, FL 32526-3254 |
| Document Number | 0076900932 |
| Book / Page | 7690 / 0932 |
| Map Reference | MB18 PG60&60A-60R |
| Instrument Date | Mar 31, 2017 |
| Instrument | 2017024389 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2646 NW 41ST PL, 2646, GAINESVILLE, FL 32605-2340 |
| Name | Verified Name |
|---|---|
| Address | 5539 SPOONFLOWER DR, PENSACOLA, FL 32526-3254 |
| Document Number | 2017024392 |
|---|---|
| Date | Apr 3, 2017 |
| Instrument | 2017024392 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
Source: Escambia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $323,737 | $323,737 Land $75,000 Building $248,737 | |
| 2024 | $2,856.00 (+0.81%) | ||
| 2023 | $2,833.00 (+2.39%) Homeowner's exemption | $244,461 (+3%) | $315,523 (+12.85%) Land $50,000 Building $265,523 |
| 2022 | $2,767.00 Homeowner's exemption | $237,341 | $279,598 Land $45,000 Building $234,598 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5539 Spoonflower Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 16 (1995–2020) |
| Claims Outside the SFHA | 13 of 16 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5539 Spoonflower Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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