Lake County property record for 5539 Midbrod Rd, Silver Bay, MN 55614
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,068 sqft · built 2002 |
| Lot Size | 2.66 acres (115,870 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Dec 2024) |
| Tax Bill | $1,048 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| APN | 26-5607-21747 |
| Primary APN | 26-5607-21747 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,068 sqft Gross Area |
| 1st Floor Area | 1,068 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 115,870 sqft (2.66 acres) |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | 462 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Gas |
| Street Address | 5539 MIDBROD RD |
|---|---|
| City | SILVER BAY |
| State | MN |
| Zip | 55614-4239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.66 ACRES OUT OF NE14 OF SE14 AS DESC IN |
| Legal Range | 07W |
| Legal Township | 56N |
| Legal Section | 21 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | BEAVER BAY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 370300 |
5539 Midbrod Rd is owned by an individual who bought it in December 2024.
Source: Lake County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5451 ROCKY WALL RD, SILVER BAY, MN 55614 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2024 · Amount on File |
| Deed Sale | Dec 10, 2024 · Amount on File |
| Deed Document Number | 20241720589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 5539 MIDBROD RD, SILVER BAY, MN 55614-4239 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000000189424 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 000000189424 |
| Name | ACCESS NATIONAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2048 |
The 2026 property tax bill for 5539 Midbrod Rd was $1,048, up 155.6% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| County Subdivision | Beaver Bay Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,048.00 (+155.61%) | $216,700 Land $75,300 Building $141,400 | $216,700 Land $75,300 Building $141,400 |
| 2025 | $410.00 | ||
| 2023 | $169,500 Land $51,100 Building $118,400 | $169,500 Land $51,100 Building $118,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 5539 Midbrod Rd; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5539 Midbrod Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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