5539 Bear Trail Ln, Katy, TX 77449 Property Records

Harris County property record for 5539 Bear Trail Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,211 sqft · built 2004
Lot Size	0.143 acres (6,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,200 (Dec 2021)
Tax Bill	$4,659 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123-531-001-0026`

Property Details

APN / Parcel Number

Primary APN	`123-531-001-0026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,211 sqft Living Area
1st Floor Area	1,357 sqft
Game Room	Game Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,246 sqft (0.143 acres)
View / Lot	Buildable
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1235310010026
Street Address	5539 BEAR TRAIL LN
City	KATY
State	TX
Zip	77449-7670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 26 BLK 1 CREEKSIDE
Legal Subdivision	CREEKSIDE
Legal Block	1
Legal Lot Number	26
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1002
Census Tract	542105

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5539 BEAR TRAIL LN, KATY, TX 77449-7670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Dec 15, 2004 · Amount on Record
Deed Document Number	2021724261
Prior Transfer Date	Dec 16, 2021
Prior Transfer Doc	0000724261
Record Updated	Oct 29, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Dec 20, 2021
Property Address	5539 BEAR TRAIL LN, KATY, TX 77449-7670
Document Number	0000724261
Map Reference	MF 521087
Instrument Date	Dec 16, 2021
Instrument	2021-724261
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24929 KATY RANCH ROAD #1520715207, 24929, KATY XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5539 BEAR TRAIL LN, KATY, TX 77449-7670

Mortgage

Document Number	0000724262
Date	Dec 20, 2021
Instrument	2021-724262

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,342 (+0.91%) Land $79,750 Building $204,592	$284,342 (+0.91%) Land $79,750 Building $204,592
2025	$4,659.00 (+143.29%) Homeowner's exemption	$281,766 (-4%) Land $79,750 Building $202,016	$281,766 (-4%) Land $79,750 Building $202,016
2024	$1,915.00 (+3.91%)
2023		$293,496 Land $79,750 Building $213,746	$293,496 Land $79,750 Building $213,746
2022	$1,843.00 (+62.95%)
2020	$1,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 167 serves 16,761 people · EPA ID TX1012842
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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