5539 Albert Dr, Winter Park, FL 32792 Property Records

Seminole County property record for 5539 Albert Dr, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,325 sqft · built 1976
Lot Size	0.235 acres (10,214 sqft)
Owner	Individual Name on Record
Last Sale	$378,100 (Jan 2024)
Tax Bill	$2,979 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2026 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`34-21-30-518-0000-0810`

Property Details

APN / Parcel Number

Primary APN	`34-21-30-518-0000-0810`
Alternative APN	`21303451800000810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,325 sqft Living Area
Gross Area	1,765 sqft
1st Floor Area	1,325 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,214 sqft (0.235 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	165 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5539 ALBERT DR
City	WINTER PARK
State	FL
Zip	32792-7509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 81 HOWELL BRANCH WOODS PB 19 PGS 11 + 12
Legal Range	30E
Legal Township	21S
Legal Section	34
Legal Subdivision	HOWELL BRANCH WOODS
Legal Tract	518
Legal Lot Number	81
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	1
Census Block	1012
Census Tract	22209

Owner

Source: Seminole County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5539 ALBERT DR, WINTER PARK, FL 32792-7509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 26, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Sep 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC
Jan 10, 2024	Warranty Deed, Transfer NOT AVAILABLE, EDGEWATER TITLE COMPANY
Jan 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
Mar 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2024 · Amount on Record
Deed Sale	Jan 10, 2024 · Amount on Record
Prior Sale	Nov 17, 2011 · Amount on Record
Deed Document Number	20242918
Deed Book / Page	10563 / 1158
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	5539 ALBERT DR, WINTER PARK, FL 32792-7509
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5539 ALBERT DR, WINTER PARK, FL 32792-7509

Mortgage

Document Number	0109750833
Date	Feb 3, 2026
Book Page	10975/833
Instrument	2026009996

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	5539 ALBERT DR, WINTER PARK, FL 32792-7509
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5539 ALBERT DR, WINTER PARK, FL 32792-7509

Mortgage

Document Number	0109711423
Date	Jan 26, 2026
Book Page	10971/1423
Instrument	2026007340

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	5539 ALBERT DR, WINTER PARK, FL 32792-7509
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5539 ALBERT DR, WINTER PARK, FL 32792-7509

Mortgage

Document Number	0108971963
Date	Sep 15, 2025
Book Page	10897/1963
Instrument	2025091363

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jan 10, 2024
Property Address	5539 ALBERT DR, WINTER PARK, FL 32792-7509
Document Number	0105631158
Book / Page	10563 / 1158
Map Reference	MB 19 PG 11
Instrument Date	Jan 4, 2024
Instrument	2024002918
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	NOT AVAILABLE, EDGEWATER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,646.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	785 BROOK FOREST CT, APOPKA, FL 32712-8109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5539 ALBERT DR, WINTER PARK, FL 32792-7509

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	5539 ALBERT DR, WINTER PARK, FL 32792-7509
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5539 ALBERT DR, WINTER PARK, FL 32792-7509

Mortgage

Document Number	0103781245
Date	Jan 23, 2023
Book Page	10378/1245
Instrument	2023005914

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	236 Months
Due	Sep 1, 2042

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	5539 ALBERT DR, WINTER PARK, FL 32792-7509
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095731070
Date	Apr 3, 2020
Book Page	9573/1070
Instrument	2020036571

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	5539 ALBERT DR, WINTER PARK, FL 32792-7509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093131078
Date	Mar 12, 2019
Book Page	09313/1078
Instrument	2019025826

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	5539 ALBERT DR, WINTER PARK, FL 32792-7509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095861489
Date	Apr 23, 2020
Book Page	9586/1489
Instrument	2020042956

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,979.00 (+138.51%)	$236,597 (+117.83%)	$323,382 (+23.99%) Land $85,000 Building $238,382
2023	$1,249.00 (+3.31%) Homeowner's exemption	$108,614 (+3%)	$260,813 (+4.73%) Land $85,000 Building $175,813
2022	$1,209.00 Homeowner's exemption	$105,450	$249,028 Land $75,000 Building $174,028

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	7 (2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASSELBERRY, CITY OF (3 WPS) serves 54,747 people · EPA ID FL3590159
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

Nearby Properties on Albert Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures