5538 Windysun Ct, Columbia, MD 21045 Property Records

Howard County property record for 5538 Windysun Ct, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,378 sqft · built 1975
Lot Size	0.362 acres (15,781 sqft)
Owner	2 Individual Names on File
Last Sale	$631,000 (Jun 2022)
Tax Bill	$6,479 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-114618`

Property Details

APN / Parcel Number

Primary APN	`16-114618`
Alternative APN	`114618`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,378 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,781 sqft (0.362 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	114618
Street Address	5538 WINDYSUN CT
City	COLUMBIA
State	MD
Zip	21045-2428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 389 15,781 SQ' 5538 WINDYSUN CT VIL LONGREACH S1 A1
Legal Subdivision	COLUMBIA VILLAGE OF LONGREACH
Legal Lot Number	389
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3001
Census Tract	606607

Owner

5538 Windysun Ct is owned and occupied by two individuals who bought it in June 2022.

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5538 WINDYSUN CT, COLUMBIA, MD 21045-2428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022 · Amount on File
Deed Sale	Jun 1, 2022 · Amount on File
Prior Sale	Aug 14, 1991 · Amount on File
Deed Book / Page	21579 / 495
Prior Transfer Date	May 29, 2013
Prior Transfer Doc	0150220309
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jun 16, 2022
Property Address	5538 WINDYSUN CT, COLUMBIA, MD 21045-2428
Document Number	0215790495
Book / Page	21579 / 495
Map Reference	PL 18 FO 54
Instrument Date	May 25, 2022
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5538 WINDYSUN CT, COLUMBIA, MD 21045-2428

Mortgage

Document Number	0021579504
Date	Jun 16, 2022
Instrument	21579/504

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 5538 Windysun Ct was $6,479 with a homeowner's exemption, down 14% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,479.00 (-13.99%) Homeowner's exemption	$612,100 (+11.04%) Land $252,300 Building $359,800	$612,100 (-) Land $252,300 Building $359,800
2025	$7,533.00 (+5.34%) Homeowner's exemption	$551,233	$612,100 Land $252,300 Building $359,800
2024	$7,151.00
2023		$429,500 Land $197,300 Building $232,200	$429,500 Land $197,300 Building $232,200
2022	$4,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5538 Windysun Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5538 Windysun Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20