5538 Othello Dr, Belton, TX 76513 Property Records

Bell County property record for 5538 Othello Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,223 sqft · built 2019
Lot Size	0.184 acres (8,024 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,964 (2023)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0430074295`

Property Details

APN / Parcel Number

Primary APN	`0430074295`
Alternative APNs	`478324` `860880`

Interior

Stories	1 Story
Building Area	2,223 sqft Living Area
1st Floor Area	2,223 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	8,024 sqft (0.184 acres)
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	156 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	860880
Street Address	5538 OTHELLO DR
City	BELTON
State	TX
Zip	76513-5876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THREE CREEKS PHASE III, BLOCK 003, LOT 0022
Legal Subdivision	THREE CREEKS PHASE III
Legal Block	3
Legal Lot Number	22
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	1
Census Block	1013
Census Tract	21502

Owner

5538 Othello Dr is owned and occupied by two individuals who acquired it in June 2019.

Source: Bell County records, as of April 1, 2024

Owner of Record	2 Individual Names on File
Mailing Address	5538 OTHELLO DR, BELTON, TX 76513-5876
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 21, 2020	Grant Deed, Transfer DHI TITLE
Jun 10, 2019	Vendor's Lien, Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2019
Deed Sale	Jun 10, 2019
Deed Document Number	2019-00024371
Record Updated	Jun 7, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	5538 OTHELLO DR, BELTON, TX 76513-5876
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027713
Date	Jun 10, 2020
Instrument	2020-00027713

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Feb 21, 2020
Property Address	5538 OTHELLO DR, BELTON, TX 76513-5876
Document Number	0000008616
Instrument Date	Feb 18, 2020
Instrument	8616
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3515 SW H K DODGEN LOOP TEMPLE TX 765021021, TEMPLE, TX 76502-1021

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 10, 2019
Property Address	5538 OTHELLO DR, BELTON, TX 76513-5876
Document Number	0000024371
Map Reference	DOC 2017-129A-129B
Instrument Date	May 7, 2019
Instrument	2019-00024371
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5538 OTHELLO DR, BELTON, TX 76513-5876

Mortgage

Document Number	0000024372
Date	Jun 10, 2019
Instrument	2019-00024372

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,964.00 (-10.29%) Homeowner's exemption	$382,286 Land $70,000 Building $312,286	$382,286 Land $70,000 Building $312,286
2022	$6,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5538 Othello Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5538 Othello Dr is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 58% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELTON serves 23,054 people · EPA ID TX0140002
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40

May also be available: Altitude ISP.

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