Wicomico County property record for 5538 N Upper Ferry Rd, Salisbury, MD 21801
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,831 sqft · built 1985 |
| Lot Size | 1.83 acres (79,715 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $5,300 (Aug 1979) |
| Tax Bill | $3,420 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-001691 |
| Primary APN | 02-001691 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,831 sqft Total Area |
| Attic | Attic |
| Attic Area | 224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 79,715 sqft (1.83 acres) |
| Lot Dimensions | 398 ft deep x 200 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 578 sqft |
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 001691 |
|---|---|
| Street Address | 5538 N UPPER FERRY RD |
| City | SALISBURY |
| State | MD |
| Zip | 21801-2302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | L-20A 1.83AC WS N UPPER FERRY RD 320 HIGH BANKS EST 3 RESUB |
| Legal Subdivision | EDWARDS ALICE LAND |
| Jurisdiction | WICOMICO MD |
| Township / Civil Division | 2, QUANTICO |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10800 |
Source: Wicomico County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5538 N UPPER FERRY RD, SALISBURY, MD 21801-2302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 1979 · Amount on Record |
| Deed Sale | Aug 22, 1979 · Amount on Record |
| Deed Book / Page | 1001 / 360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 5538 N UPPER FERRY RD, SALISBURY, MD 21801-2302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043080273 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 4308/273 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Wicomico County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Wicomico County |
| Unified School District | Wicomico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $415,000 (+26.56%) Land $52,000 Building $363,000 | $415,000 (+26.56%) Land $52,000 Building $363,000 | |
| 2025 | $3,420.00 (+4.59%) Homeowner's exemption | ||
| 2023 | $3,270.00 Homeowner's exemption | $327,900 Land $52,000 Building $275,900 | $327,900 Land $52,000 Building $275,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 7 (1998–2017) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 91% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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