5538 Eden Ridge Dr, Cincinnati, OH 45247 Property Records

Hamilton County property record for 5538 Eden Ridge Dr, Cincinnati, OH 45247

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,609 sqft · built 2005
Lot Size	0.435 acres (18,992 sqft)
Owner	2 Individual Names on File
Last Sale	$378,100 (Mar 2005)
Tax Bill	$8,518 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0204-0180-00`

Property Details

APN / Parcel Number

Primary APN	`550-0204-0180-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,609 sqft Living Area
1st Floor Area	1,331 sqft
2nd Floor Area	1,278 sqft
Basement Area	1,331 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	18,992 sqft (0.435 acres)
Garage Type	Attached
Garage Area	970 sqft
Parking Spaces	4 Parking Spaces
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5538 EDEN RIDGE DR
City	CINCINNATI
State	OH
Zip	45247-5773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS EDEN RIDGE DR 0.4362 AC LOT 39 EDEN RIDGE SUB SEC 2
Legal Subdivision	EDEN RIDGE SUB
Legal Lot Number	39
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2002
Census Tract	20601

Owner

5538 Eden Ridge Dr is owned and occupied by two individuals who bought it in March 2005.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5538 EDEN RIDGE DR, CINCINNATI, OH 45247-5773
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2005 · Amount on File
Deed Sale	Mar 18, 2005 · Amount on File
Prior Sale	Aug 13, 2004
Deed Document Number	05-043354
Deed Book / Page	9886 / 00553
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5538 EDEN RIDGE DR, CINCINNATI, OH 45247-5773
Document Number	0000047198
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5538 EDEN RIDGE DR CINCINNATI OH 452475773, CINCINNATI, OH 45247-5773

Mortgage

Document Number	0000047198
Date	May 20, 2020
Book Page	014172/000362
Instrument	47198

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 19, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5538 Eden Ridge Dr was $8,518, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,518.00 (+2.28%)	$157,290 (-) Land $22,750 Building $134,540
2024	$8,328.00 (-0.49%)	$157,290 (-) Land $22,750 Building $134,540
2023	$8,369.00 (-9.09%)	$157,290 (+11.25%) Land $22,750 Building $134,540	$449,400 Land $65,000 Building $384,400
2022	$9,206.00 Homeowner's exemption	$141,390 Land $25,480 Building $115,910
2020			$403,970 Land $72,800 Building $331,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5538 Eden Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5538 Eden Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20