5537 Timbertop Ln, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 5537 Timbertop Ln, Charlotte, NC 28215

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,653 sqft · built 1998
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$134,000 (Aug 2006)
Tax Bill	$2,811 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`111-442-41`

Property Details

APN / Parcel Number

Primary APN	`111-442-41`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,653 sqft Living Area
Gross Area	2,125 sqft
1st Floor Area	1,653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	472 sqft
Porch	Finished/Open Porch
Porch Area	162 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5537 TIMBERTOP LN
City	CHARLOTTE
State	NC
Zip	28215-7551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L32 M27-963
Legal Subdivision	TURTLE ROCK PH 01 MAP 01
Legal Block	2
Legal Lot Number	32
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2007
Census Tract	5627

Owner

5537 Timbertop Ln is owned and occupied by two individuals who bought it in August 2006.

Source: Mecklenburg County records, as of March 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5537 TIMBERTOP LN, CHARLOTTE, NC 28215-7551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 3, 2025	Intrafamily Transfer, Transfer
Jan 27, 2022	Intrafamily Transfer, Transfer
Oct 2, 2019	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2006 · Amount on File
Deed Sale	Aug 1, 2006 · Amount on File
Prior Sale	Apr 26, 2006 · Amount on File
Deed Document Number	2006156717
Deed Book / Page	20837 / 770
Prior Transfer Date	Jun 9, 2005
Prior Transfer Doc	0000108872
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5537 TIMBERTOP LN, CHARLOTTE, NC 28215-7551
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000180431
Date	Sep 21, 2021
Book Page	36550/807
Instrument	2021180431

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 3, 2025
Property Address	5537 TIMBERTOP LN, CHARLOTTE, NC 28215-7551
Document Number	0000054319
Book / Page	39627 / 335
Map Reference	MB 27 PG 963
Instrument Date	May 29, 2025
Instrument	2025054319
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5537 TIMBERTOP LN, CHARLOTTE, NC 28215-7551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5537 TIMBERTOP LN, CHARLOTTE, NC 28215-7551

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 27, 2022
Property Address	5537 TIMBERTOP LN, CHARLOTTE, NC 28215-7551
Document Number	0000013743
Book / Page	37005 / 36
Map Reference	MB 27 PG 963
Instrument Date	Jan 24, 2022
Instrument	2022013743
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5537 TIMBERTOP LN, CHARLOTTE, NC 28215-7551

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5537 TIMBERTOP LN, CHARLOTTE, NC 28215-7551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131977
Date	Oct 2, 2019
Book Page	33908/304
Instrument	2019131977

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 5, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$351,000 Land $70,000 Building $281,000	$351,000 Land $70,000 Building $281,000
2024	$2,811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5537 Timbertop Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5537 Timbertop Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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