McLennan County property record for 5536 Wisdom Ct, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,042 sqft · built 2013 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $236,300 (Feb 2016) |
| Tax Bill | $3,102 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Nov 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-090125-000121-0 |
| Primary APN | 18-090125-000121-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,042 sqft Living Area |
| Gross Area | 2,712 sqft |
| 1st Floor Area | 2,042 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 131 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 670 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 458 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5536 WISDOM CT |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-6196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE WING MEADOW ADDITION PHASE ONE LOT 21 BLOCK 1 ACRES .23 |
| Legal Subdivision | WHITE WING MEADOW ADDITION PHASE ONE |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 4105 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5536 WISDOM CT, WACO, TX 76708-6196 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2017 | Deed of Trust, Mortgage · VA Mortgage USF MORTGAGES INC |
| Nov 25, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 25, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 14, 2021 | Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 24, 2018 | Deed of Trust, Mortgage · VA Mortgage SMI LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2016 · Amount on Record |
| Deed Sale | Feb 8, 2016 · Amount on Record |
| Prior Sale | Jan 23, 2014 · Amount on Record |
| Deed Document Number | 20163941 |
| Last Transfer Date | Jun 1, 2021 |
| Transfer Doc | 0000023007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 5536 WISDOM CT, WACO, TX 76708-6196 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017274 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 2017017274 |
| Name | USF MORTGAGES INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SALT LAKE CITY, UT 84121 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Jul 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 3.37% |
| Index | 1-Year CMT |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 5536 WISDOM CT, WACO, TX 76708-6196 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000039336 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 2019039336 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 5536 WISDOM CT, WACO, TX 76708-6196 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029729 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020029729 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 14, 2021 |
| Property Address | 5536 WISDOM CT, WACO, TX 76708-6196 |
| Document Number | 0000023007 |
| Map Reference | FILE 2012032505 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 2021023007 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5536 WISDOM CT, WACO, TX 76708-6196 |
| Document Number | 0000023008 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021023008 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 5536 WISDOM CT, WACO, TX 76708-6196 |
| Document Number | 0000010118 |
| Instrument Date | Mar 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | TEXAS TITLE COMPANY, TEXAS TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 5536 WISDOM CT WACO TX 767086196, WACO, TX 76708-6196 |
| Document Number | 0000010118 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 10118 |
| Name | SMI LNDG |
|---|---|
| Address | DALLAS, TX 75244 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | China Spring Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,790 (-7.34%) Land $63,920 Building $265,870 | $329,790 (-7.34%) Land $63,920 Building $265,870 | |
| 2025 | $3,102.00 (-14.12%) Homeowner's exemption Senior Citizen's exemption | $355,910 (+1.65%) Land $58,110 Building $297,800 | $355,910 (+1.65%) Land $58,110 Building $297,800 |
| 2024 | $3,612.00 (+9.42%) | ||
| 2023 | $350,150 Land $58,110 Building $292,040 | $350,150 Land $58,110 Building $292,040 | |
| 2022 | $3,301.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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