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5536 Wavecrest Cir, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5536 Wavecrest Cir, Saint Charles, MO 63304 · Last verified March 2026

Property Summary

Property TypeCondominium
Details2 bd · 4 ba · 1,722 sqft · built 2011
Lot Size0.069 acres (3,049 sqft)
OwnerCompany Name on File
Tax Bill$3,183 (2025)
Deeds & MortgagesJun 2021 Transfer
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT091500053

Property Details

APN / Parcel Number

Primary APNT091500053
Alternative APN
  • 3-0110-A560-00-0046.0000000

Interior

Bedrooms2 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,722 sqft Living Area
Basement Area752 sqft
Finished Basement564 sqft

Exterior

Year BuiltBuilt 2011
Architectural StyleTownhouse
Exterior MaterialComposition/Composite
Lot Area3,049 sqft (0.069 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area48 sqft

Location & Zoning

Account NumberT091500053
Old Parcel NumberT091500053
Street Address5536 WAVECREST CIR
CitySAINT CHARLES
StateMO
Zip63304-8044
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTERRACE AT COLUMBUS POINTE LOT 46
Legal Range03E
Legal Township46N
Legal SubdivisionTERRACE AT COLUMBUS POINTE
Legal Lot Number46
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group1
Census Block1000
Census Tract311114

Owner

Source: St. Charles County records · APN T091500053

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5536 WAVECREST CIR, SAINT CHARLES, MO 63304-8044
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Intrafamily Transfer, Transfer
Mar 05, 2021Warranty Deed, Transfer · Conventional Mortgage
TRUSTED FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 05, 2021
Deed SaleMar 05, 2021
Prior SaleMar 05, 2021
Deed Document Number0000019450
Last Transfer DateJun 28, 2021
Transfer Doc0000054177
Record UpdatedJun 08, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateJun 28, 2021
Property Address5536 WAVECREST CIR, SAINT CHARLES, MO 63304-8044
Document Number2021R054177
Map ReferenceMB 45 PG 273
Instrument DateJun 16, 2021
Instrument2021R-054177
Transaction TypeTransfer
Record UpdatedJul 13, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5536 WAVECREST CIR, COTTLEVILLE, MO 63304-8044

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 05, 2021
Property Address5536 WAVECREST CIR, SAINT CHARLES, MO 63304-8044
Document Number2021R019450
Map ReferenceMB 45 PG 273
Instrument DateMar 04, 2021
Instrument2021R-019450
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5336 WAVECREST CIR, COTTLEVILLE, MO 63304

Mortgage

Document Number2021R019451
DateMar 05, 2021
Instrument2021R-019451
Lender
NameTRUSTED FINANCIAL SERVICES INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,183.00$51,536 (+1%)$271,243 (+1%)
2023$46,852
2022$246,590 Building $246,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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