5536 Elder Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 5536 Elder Rd, Ferndale, WA 98248 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft · built 1969
Lot Size	4.52 acres (196,891 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jan 2018)
Tax Bill	$4,679 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`548514`

Property Details

APN / Parcel Number

Primary APN	`548514`
Alternative APNs	`390126 019300 0000` `88510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	1,522 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1969
Architectural Style	Other
Exterior Material	Metal
Foundation Type	Concrete
Roof Material	Metal
Lot Area	196,891 sqft (4.52 acres)
Deck Area	449 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	548514
Street Address	5536 ELDER RD
City	FERNDALE
State	WA
Zip	98248-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 330 FT OF S 1/2 SW NW-LESS RDS-EXC UNDIV 1/2 INT IN GAS-OIL-MIN RTS AS RES AF 986401
Legal Range	01
Legal Township	39
Legal Section	26
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2010
Census Tract	10503

Owner

Source: Whatcom County records · APN 548514

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5536 ELDER RD, FERNDALE, WA 98248-9515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 18, 2018 · Amount on Record
Deed Sale	Jan 18, 2018 · Amount on Record
Prior Sale	Feb 02, 2009
Deed Document Number	2018-0001995
Record Updated	Jun 08, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 18, 2018
Property Address	5536 ELDER RD, FERNDALE, WA 98248-9515
Document Number	2180101995
Instrument Date	Jan 17, 2018
Instrument	101995
Transaction Type	Transfer
Record Updated	Mar 01, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,167.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5536 ELDER RD FERNDALE WA 982489515, FERNDALE, WA 98248-9515

Mortgage

Document Number	2180101996
Date	Jan 18, 2018
Instrument	101996

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,679.00 (+37.5%)	$600,812 (+20.45%) Land $335,007 Building $265,805	$600,812 (+20.45%) Land $335,007 Building $265,805
2022		$498,825 Land $240,686 Building $258,139	$498,825 Land $240,686 Building $258,139
2021	$3,403.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730105032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Declaration Networks Group	Fixed Wireless (unlicensed)	40 / 7
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity, Northwest Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.