5535 Forest Lake Dr, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 5535 Forest Lake Dr, Prospect, KY 40059

Property Summary

Property TypeCondominium
Details2.5 ba · 2,059 sqft · built 1983
Lot Size19.7 acres (862,352 sqft)
Owner2 Company Names on File
Last Sale$286,500 (Jun 2023)
Tax Bill$3,197 (2025)
Deeds & MortgagesJul 2026 Transfer
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21173900H400U2

Property Details

APN / Parcel Number

Primary APN21173900H400U2
Alternative APNs
  • 173900H400U2
  • 00606266

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,059 sqft Finished Area
FlooringCovered

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area862,352 sqft (19.7 acres)

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number00606266
Street Address5535 FOREST LAKE DR
CityPROSPECT
StateKY
Zip40059-7301
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 2 BLDG H-4 HARBOR AT HARRODS CREEK CONDO
Legal SubdivisionHARBOR AT HARRODS CREEK
JurisdictionJEFFERSON KY
Township / Civil DivisionEAST JEFFERSON
Census Block Group4
Census Block4002
Census Tract7502

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21173900H400U2

Assessment roll updated December 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address5535 FOREST LAKE DR, PROSPECT, KY 40059-7301
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2026Quit Claim Deed, Transfer
SIMPLE TITLE, SIMPLIFILE
Jun 29, 2023Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2023 · Amount on Record
Deed SaleJun 29, 2023 · Amount on Record
Deed Document Number2023127557
Deed Book / Page12639 / 338
Last Transfer DateJul 01, 2026
Transfer Doc0000078201
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON KY
Recording DateJul 02, 2026
Property Address5535 FOREST LAKE DR, PROSPECT, KY 40059-7301
Document Number0000078201
Book / Page13362 / 898
Instrument DateJul 01, 2026
Instrument202678201
Transaction TypeTransfer
Record UpdatedJul 17, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address5535 FOREST LAKE DR, PROSPECT, KY 40059-7301

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateJun 29, 2023
Property Address5535 FOREST LAKE DR, PROSPECT, KY 40059-7301
Document Number0000127557
Book / PageD12639 / 338
Map ReferenceMB 5187 PG 290
Instrument DateJun 22, 2023
Instrument2023127557
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$286.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1591 MONA VISTA CT, NEW ALBANY, IN 47150-1842

Transferred To (Grantee/Buyer)

NameVerified Name
Address5535 FOREST LAKE DR, PROSPECT, KY 40059-7301

Mortgage

Document Number0000127558
DateJun 29, 2023
Instrument2023127558
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated December 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,197.00 (+18.5%)$286,500 (+2.54%) Building $286,500
2024$286,500 (+2.54%) Building $286,500
2023$2,698.00 (-2.77%) Homeowner's exemption$279,390 (-) Building $279,390$279,390 (-) Building $279,390
2022$2,775.00 Homeowner's exemption$279,390 Building $279,390$279,390 Building $279,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies205 units insured
incl. 155 condo units
Nearby Flood Claims386 (1978–2025)
Claims Outside the SFHA44 of 386
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 56 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 30 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 44 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Drumanard (Boundary Increase)
listed 1992 · 5 contributing resources · NRIS 88002654

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile USA.

Based on FCC filings for 48 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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