5535 E Windstone Trl, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5535 E Windstone Trl, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,022 sqft · built 2015
Lot Size	0.39 acres (16,989 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,247,500 (Mar 2020)
Tax Bill	$4,606 (2025)
Deeds & Mortgages	May 2024 Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`211-89-531`

Property Details

APN / Parcel Number

Primary APN	`211-89-531`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	4,022 sqft Living Area
1st Floor Area	4,022 sqft

Exterior

Year Built	Built 2015
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	16,989 sqft (0.39 acres)
Parking Spaces	4 Parking Spaces
Pool Area	780 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	5535 E WINDSTONE TRL
City	CAVE CREEK
State	AZ
Zip	85331-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	MONTEVISTA MCR 938-06
Legal Range	04E
Legal Township	05N
Legal Section	20
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	MONTE VISTA
Legal Lot Number	211
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1044
Census Tract	613000

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Co-owner	Co-owner on Record
Mailing Address	5535 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 10, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Jul 20, 2018	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 10, 2020 · Amount on Record
Deed Sale	Mar 10, 2020 · Amount on Record
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	20200207357
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5535 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2423
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5535 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2423

Mortgage

Document Number	0000237167
Date	May 6, 2024
Instrument	20240237167

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 10, 2064

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5535 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2423
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5535 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2423

Mortgage

Document Number	0001179704
Date	Nov 3, 2021
Instrument	20211179704

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 18, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 10, 2020
Property Address	5535 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2423
Document Number	0000207357
Map Reference	MB 938 PG 6
Instrument Date	Mar 3, 2020
Instrument	20200207357
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5535 E WINDSTONE TRL, 5535, CAVE CREEK, AZ 85331-2423

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5535 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2423

Mortgage

Document Number	0000207358
Date	Mar 10, 2020
Instrument	20200207358

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 20, 2018
Property Address	5535 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2423
Document Number	0000549596
Instrument Date	Jul 13, 2018
Instrument	549596
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,139.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5535 E WINDSTONE TRL CAVE CREEK AZ 853312423, CAVE CREEK, AZ 85331-2423

Mortgage

Document Number	549597
Date	Jul 20, 2018
Instrument	549597

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,970 (-1.16%)	$1,479,700 (-1.16%) Land $295,900 Building $1,183,800
2025	$4,606.00 (+7.27%)
2024		$149,710	$1,497,100 Land $299,400 Building $1,197,700
2023	$4,294.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2007–2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.1% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mojo Broadband.

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