55345 Stern St, Bradley, CA 93426 Property Records

Monterey County property record for 55345 Stern St, Bradley, CA 93426

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,921 sqft · built 2007
Lot Size	2.73 acres (119,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Nov 2021)
Tax Bill	$6,466 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`423-251-024-000`

Property Details

APN / Parcel Number

Primary APN	`423-251-024-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,921 sqft Living Area
1st Floor Area	1,921 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Lot Area	119,354 sqft
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	55345 STERN ST
City	BRADLEY
State	CA
Zip	93426-9679
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	NORTH SHORE ESTATES SUBD TR 1029 LOT 9 2.74 AC T23 S R9 E
Legal Subdivision	NORTH SHORE ESTATES SUBD
Legal Tract	1029
Legal Block	2
Legal Lot Number	9
Jurisdiction	MONTEREY CA
Township / Civil Division	SAN ARDO
Census Block Group	2
Census Block	2124
Census Tract	11400

Owner

Source: Monterey County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 754, KING CITY, CA 93930-0754
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Nov 22, 2021	Grant Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Apr 28, 2016
Deed Document Number	202178920
Prior Transfer Date	Apr 22, 2016
Prior Transfer Doc	0000022688
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Sep 3, 2026
Property Address	55345 STERN ST, BRADLEY, CA 93426-9679
Document Number	0000030433
Instrument Date	Aug 25, 2026
Instrument	202630433
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55345 STERN ST, BRADLEY, CA 93426-9679

Mortgage

Document Number	0000030433,
Date	Sep 3, 2026
Instrument	202630433

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 22, 2021
Property Address	55345 STERN ST, BRADLEY, CA 93426-9679
Document Number	0000078920
Map Reference	VOL 15 PG 80
Instrument Date	Nov 3, 2021
Instrument	2021078920
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 754, KING CITY, CA 93930-0754

Mortgage

Document Number	0000078921
Date	Nov 22, 2021
Instrument	2021078921

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0000078922
Date	Nov 22, 2021
Instrument	2021078922

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	South Monterey County Joint Union High School District (09 - 12)
Elementary School District	San Antonio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,276 (+2%) Land $297,668 Building $270,608
2025	$6,466.00 (+10.15%)	$557,134 (+4.04%) Land $291,832 Building $265,302
2023	$5,870.00 (+0.26%)	$535,500 Land $280,500 Building $255,000
2022	$5,855.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 83% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ranch Wifi Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Stern St

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