Manatee County property record for 5534 Panella Ct, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,191 sqft · built 2022 |
| Lot Size | 0.256 acres (11,147 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,010,185 (Jan 2023) |
| Tax Bill | $11,733 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6045-3540-9 |
| Primary APN | 6045-3540-9 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,191 sqft Living Area |
| Gross Area | 4,338 sqft |
| 1st Floor Area | 3,191 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 11,147 sqft (0.256 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Porch | Screened Porch |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5534 PANELLA CT |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-1771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 592 SUBPH D, ARTISAN LAKES ESPLANADE PH V SUBPH D & E PI#6045.3540/9 |
| Legal Subdivision | ARTISAN LAKES ESPLANADE PH V SUBPH D & E |
| Legal Lot Number | 592 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PARRISH |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 1915 |
5534 Panella Ct is owner-occupied and held in a trust since January 2023.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5534 PANELLA CT, PALMETTO, FL 34221-1771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK |
| Jan 4, 2023 | Correction Deed FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Sep 15, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2023 · Amount on File |
| Deed Sale | Jan 4, 2023 · Amount on File |
| Deed Document Number | 2023557 |
| Prior Transfer Date | Dec 14, 2022 |
| Prior Transfer Doc | 0000000557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 5534 PANELLA CT, PALMETTO, FL 34221-1771 |
| Document Number | 0000046184 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 202646184 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 5534 PANELLA CT, PALMETTO, FL 34221-1771 |
| Document Number | 0000046184, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 202646184 |
| Name | SOUTH STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 20, 2031 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jan 4, 2023 |
| Property Address | 5534 PANELLA CT, PALMETTO, FL 34221-1771 |
| Document Number | 0041000557 |
| Map Reference | MB 71 PG 163 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 202341000557 |
| Record Updated | Jan 23, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 551 N CATTLEMEN RD STE 200, 200, SARASOTA, FL 34232-6451 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5534 PANELLA CT, PALMETTO, FL 34221-1771 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Sep 15, 2022 |
| Property Address | 5534 PANELLA CT, PALMETTO, FL 34221-1771 |
| Document Number | 0041116403 |
| Map Reference | MB 71 PG 163 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 202241116403 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,071.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 551 N CATTLEMEN RD STE 200, 200, SARASOTA, FL 34232-6451 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5534 PANELLA CT, PALMETTO, FL 34221-1771 |
| Document Number | 0041116405 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 202241116405 |
| Name | TAYLOR MORRISON HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LAGUNA NIGUEL, CA 92677 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $653,241 (-0.3%) Land $85,000 Building $568,241 | $653,241 (-0.3%) Land $85,000 Building $568,241 | |
| 2025 | $655,222 Land $85,000 Building $570,222 | $655,222 Land $85,000 Building $570,222 | |
| 2024 | $11,733.00 (+0.71%) | ||
| 2023 | $11,650.00 (+379.62%) Homeowner's exemption | $729,119 (+3,014.43%) Land $85,000 Building $644,119 | $729,119 (+3,014.43%) Land $85,000 Building $644,119 |
| 2022 | $2,429.00 | $23,411 Land $23,411 | $23,411 Land $23,411 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5534 Panella Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 229 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 229 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5534 Panella Ct is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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