Seminole County property record for 5534 Ligustrum Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,052 sqft · built 1998 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $193,000 (Jun 2002) |
| Tax Bill | $2,652 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-21-31-5UW-0000-0170 |
| Primary APN | 29-21-31-5UW-0000-0170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| Gross Area | 2,461 sqft |
| 1st Floor Area | 2,052 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 409 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 167 sqft |
| Patio Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Solar |
| Street Address | 5534 LIGUSTRUM LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-7996 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1BB |
| Legal Description | LOT 17 ALOMA WOODS PH 4 PB 52 PGS 7 & 8 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 29 |
| Legal Subdivision | ALOMA WOODS PH 4 |
| Legal Tract | 5UW |
| Legal Lot Number | 17 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 21317 |
Source: Seminole County assessment roll, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5534 LIGUSTRUM LOOP, OVIEDO, FL 32765-7996 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 27, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Nov 25, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 3, 2002 · Amount on Record |
| Deed Sale | Jun 3, 2002 · Amount on Record |
| Prior Sale | Apr 1, 2002 · Amount on Record |
| Deed Book / Page | 4423 / 733 |
| Last Transfer Date | Nov 20, 2019 |
| Transfer Doc | 0094861973 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 5534 LIGUSTRUM LOOP, OVIEDO, FL 32765-7996 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5534 LIGUSTRUM LOOP, OVIEDO, FL 32765-7996 |
| Document Number | 0099851177 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 9985/1177 |
| Instrument | 2021092353 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 5534 LIGUSTRUM LOOP, OVIEDO, FL 32765-7996 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0094231470 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 09423/1470 |
| Instrument | 2019092682 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 25, 2019 |
| Property Address | 5534 LIGUSTRUM LOOP, OVIEDO, FL 32765-7996 |
| Document Number | 0094861973 |
| Book / Page | 009486 / 001973 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 129091 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5534 LIGUSTRUM LOOP OVIEDO FL 327657996, OVIEDO, FL 32765-7996 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,652.00 (+11.29%) Homeowner's exemption | $201,957 (+5.99%) | $441,265 (+4.19%) Land $105,000 Building $336,265 |
| 2023 | $2,383.00 (+2.72%) Homeowner's exemption | $190,549 (+3%) | $423,503 (+12.56%) Land $105,000 Building $318,503 |
| 2022 | $2,320.00 Homeowner's exemption | $184,999 | $376,250 Land $77,000 Building $299,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 12 (2001–2024) |
| Claims Outside the SFHA | 12 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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