5534 Dunlay Dr, Sacramento, CA 95835 Property Records

Sacramento County property record for 5534 Dunlay Dr, Sacramento, CA 95835

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,542 sqft · built 2004
Lot Size	0.158 acres (6,893 sqft)
Owner	2 Individual Names on File
Last Sale	$463,000 (May 2016)
Tax Bill	$7,864 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone A99 (high risk)
APN	`201-0720-010-0000`

Property Details

APN / Parcel Number

Primary APN	`201-0720-010-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,542 sqft Living Area
1st Floor Area	2,542 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,893 sqft (0.158 acres)
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5534 DUNLAY DR
City	SACRAMENTO
State	CA
Zip	95835-2160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-PUD
Legal Description	HERITAGE AT NATOMAS PK V 10, LOT 4
Legal Subdivision	HERITAGE AT NATOMAS PK V 10
Legal Lot Number	4
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2023
Census Tract	7109

Owner

5534 Dunlay Dr is owned and occupied by two individuals who bought it in May 2016.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5534 DUNLAY DR, SACRAMENTO, CA 95835-2160
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIWELL INC
Apr 1, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST CHOICE LN SVCS
Jan 8, 2018	Deed of Trust, Mortgage · Conventional with PMI FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2016 · Amount on File
Deed Sale	May 31, 2016 · Amount on File
Prior Sale	Jun 12, 2008 · Amount on File
Deed Book / Page	20160531 / 884
Prior Transfer Date	Jan 27, 2016
Prior Transfer Doc	0000000307
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5534 DUNLAY DR, SACRAMENTO, CA 95835-2160
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5534 DUNLAY DR, SACRAMENTO, CA 95835-2160

Mortgage

Document Number	2021101401052
Date	Oct 14, 2021
Instrument	2021101401052

Lender

Name	SIWELL INC
Type	Mortgage Company
Address	LUBBOCK, TX 79413

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5534 DUNLAY DR, SACRAMENTO, CA 95835-2160
Document Number	2004100146
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5534 DUNLAY DR SACRAMENTO CA 958352160, SACRAMENTO, CA 95835-2160

Mortgage

Document Number	2004100146
Date	Apr 10, 2020
Instrument	2004100146

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5534 DUNLAY DR, SACRAMENTO, CA 95835-2160
Document Number	1801190171
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5534 DUNLAY DR SACRAMENTO CA 958352160, SACRAMENTO, CA 95835-2160

Mortgage

Document Number	1801190171
Date	Jan 19, 2018
Instrument	1801190171

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5534 Dunlay Dr was $7,864 with a homeowner's exemption, down 3.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$559,052 (+2%) Land $120,744 Building $438,308
2025	$7,864.00 (-3.18%) Homeowner's exemption	$548,091 Land $118,377 Building $429,714
2024	$8,122.00 (+5.28%)
2023	$7,715.00 (+1.88%) Homeowner's exemption	$526,810 Land $113,781 Building $413,029
2022	$7,573.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5534 Dunlay Dr in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 499 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	499 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5534 Dunlay Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 982 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: DigitalPath, Fidium Fiber, Succeed.Net, Zeta Broadband.

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