5534 Chestnut St, Roscoe, IL 61073 Property Records

Winnebago County property record for 5534 Chestnut St, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 1,508 sqft · built 1908
Lot Size	1.46 acres (63,598 sqft)
Owner	Individual Name on File
Last Sale	$160,500 (Jun 2021)
Tax Bill	$6,316 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-33-404-003`

Property Details

APN / Parcel Number

Primary APN	`04-33-404-003`
Alternative APNs	`433404003` `033D030A`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Foundation Type	Raised
Lot Area	63,598 sqft
Garage Area	462 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	5534 CHESTNUT ST
City	ROSCOE
State	IL
Zip	61073-8982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	PLT OF ROSCOE W 1/2 VAC ALLEY ADJ LT 1WITH E1/2 LT 1 & E1/2 VAC ALLEY ADJ LTS 5-6-7 & 8 WITH ALL LTS 5-6-7 & LOT008 BLOCK 003
Legal Block	3
Legal Lot Number	1,5-6
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3011
Census Tract	3904

Owner

5534 Chestnut St is owned and occupied by an individual who bought it in June 2021.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	5534 CHESTNUT ST, ROSCOE, IL 61073-8982
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Apr 2, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Prior Sale	Apr 2, 2021 · Amount on File
Deed Document Number	202119763
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 8, 2021
Property Address	5534 CHESTNUT ST, ROSCOE, IL 61073-8982
Document Number	0000019763
Map Reference	PB 33 PG 171
Instrument Date	Jun 4, 2021
Instrument	2119763
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5534 CHESTNUT ST, ROSCOE, IL 61073-8982

Mortgage

Document Number	0000019764
Date	Jun 8, 2021
Instrument	2119764

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 2, 2021
Property Address	5534 CHESTNUT ST, ROSCOE, IL 61073-8982
Document Number	0000011106
Map Reference	DB C PG 28
Instrument Date	Mar 29, 2021
Instrument	2111106
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Amount	Amount on Record
Tax	$142.50
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11789 MERRICK CT, CALEDONIA, IL 61011-9793

Tax Assessment & Valuation

The 2025 property tax bill for 5534 Chestnut St was $6,316.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,316.00	$75,188 Land $17,493 Building $57,695	$225,564 Land $52,479 Building $173,085
2022		$56,337 Land $13,107 Building $43,230	$169,011 Land $39,321 Building $129,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5534 Chestnut St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5534 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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