5534 Cairo Rd, Paducah, KY 42001 Property Records

McCracken County property record for 5534 Cairo Rd, Paducah, KY 42001

Property Summary

Property TypeCommercial
Lot Size8.9 acres (387,684 sqft)
OwnerCompany Name on File
Last Sale$205,000 (Jun 2021)
Tax Bill$28,206 (2025)
Deeds & MortgagesMay 2026 Construction Loan
May 2026 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN075-00-00-139

Property Details

APN / Parcel Number

Primary APN075-00-00-139
Alternative APNs
  • 120376
  • 140332

Interior

Units32 Units
Stories1 Story

Exterior

Exterior MaterialBrick Veneer
Roof TypeGable
Lot Area387,684 sqft (8.9 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number140332
Street Address5534 CAIRO RD
CityPADUCAH
StateKY
Zip42001-8747
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description16-25-1 8.9 AC 5534 CAIRO RD REV TR 2A
Legal SubdivisionHEARTLAND JANITORIAL SUPPLIES LLC
Legal Tract2A
JurisdictionMCCRACKEN KY
Township / Civil DivisionPADUCAH
Census Block Group2
Census Block2033
Census Tract31401

Owner

Source: McCracken County records · APN 075-00-00-139

Assessment roll updated December 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2390 JOHN L PURYEAR DR, PADUCAH, KY 42003-0239
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Deed of Trust, Mortgage · Construction Mortgage
COMMUNITY FINANCIAL SERVICES BANK
May 14, 2026Deed of Trust, Mortgage · Construction Mortgage
COMMUNITY FINANCIAL SERVICES BANK
Apr 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Sep 11, 2025Deed of Trust, Mortgage · Commercial Mortgage
SOUTHERN TRUST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 22, 2021 · Amount on Record
Deed SaleJun 22, 2021 · Amount on Record
Deed Document Number2021635654
Deed Book / Page1435 / 433
Prior Transfer DateMar 05, 2018
Prior Transfer Doc0000584552
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCRACKEN KY
Recording DateMay 14, 2026
Property Address5534 CAIRO RD, PADUCAH, KY 42001-8747
Document Number0000846264
Book / Page1879 / 572
Instrument DateMay 13, 2026
Instrument2026846264
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address5510 CAIRO RD, PADUCAH, KY 42001-8747

Mortgage

Document Number0000846264,
DateMay 14, 2026
Book Page1879/572
Instrument2026846264
Lender
NameCOMMUNITY FINANCIAL SERVICES BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term24 Months
DueMay 13, 2028
Interest
Rate6.3%
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCRACKEN KY
Recording DateMay 14, 2026
Property Address5534 CAIRO RD, PADUCAH, KY 42001-8747
Document Number0000846262
Book / Page1879 / 558
Instrument DateMay 13, 2026
Instrument2026846262
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address5510 CAIRO RD, PADUCAH, KY 42001-8747

Mortgage

Document Number0000846262,
DateMay 14, 2026
Book Page1879/558
Instrument2026846262
Lender
NameCOMMUNITY FINANCIAL SERVICES BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term24 Months
DueMay 13, 2028
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCRACKEN KY
Recording DateApr 15, 2026
Property Address5534 CAIRO RD, PADUCAH, KY 42001-8747
Document Number0000843674
Book / Page1875 / 289
Instrument DateApr 13, 2026
Instrument2026843674
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address420 TUDOR BLVD, PADUCAH, KY 42003-1254

Mortgage

Document Number0000843674,
DateApr 15, 2026
Book Page1875/289
Instrument2026843674
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 13, 2046
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCRACKEN KY
Property Address5534 CAIRO RD, PADUCAH, KY 42001-8747
Transaction TypeMortgage
Record UpdatedOct 02, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M1853/69
DateSep 11, 2025
Book PageM1853/69
Instrument723800
Lender
NameSOUTHERN TRUST BANK
TypeBank
AddressMARION, IL 62959
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueSep 15, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McCracken County records · Assessment roll updated December 29, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMcCracken County
MunicipalityPaducah City
Unified School DistrictMcCracken County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$28,206.00 (+230.51%)$3,219,885 (+347.4%)$3,219,885 (+347.4%)
2023$8,534.00 (+6,619.69%)$719,685 (+4,984.68%)$719,685
2022$127.00$14,154

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims3 (2011)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2011 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 3 claims

Wildfire

Wildfire RiskLow
lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Based on FCC filings for 28 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPADUCAH WATER WORKS
serves 65,004 people
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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