5533 MOAT DR ORLANDO FL 328104969, ORLANDO, FL 32810-4969
Mortgage
Document Number
0000496534
Date
Aug 21, 2018
Instrument
496534
Lender
Name
PENNYMAC
Address
MOORPARK, CA 93021
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Aug 20, 2048
Interest
Rate Type
Fixed Rate
Rate
3.87%
March 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ORANGE FL
Recording Date
Mar 13, 2017
Property Address
5533 MOAT DR, ORLANDO, FL 32810-4969
Document Number
0000129889
Instrument Date
Feb 9, 2017
Instrument
129889
Transaction Type
Transfer
Record Updated
Nov 16, 2018
Title Company
CENTRAL FLORIDA TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,435.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
5533 MOAT DR ORLANDO FL 328104969, ORLANDO, FL 32810-4969
Mortgage
Document Number
118399
Date
Mar 13, 2017
Instrument
118399
Lender
Name
CENTURY LNDG
Address
LOUISVILLE, KY 40223
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Mar 12, 2047
February 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ORANGE FL
Recording Date
Feb 24, 2017
Property Address
5533 MOAT DR, ORLANDO, FL 32810-4969
Document Number
0000103896
Instrument Date
Jan 10, 2017
Instrument
103896
Transaction Type
Transfer
Record Updated
Apr 18, 2017
Title Company
CENTRAL FL TITLE CLERMONT LLC
Transaction
Amount
Amount on Record
Tax
$1,435.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
5533 MOAT DR ORLANDO FL 328104969, ORLANDO, FL 32810-4969
Tax Assessment & Valuation
The 2025 property tax bill for 5533 Moat Dr was $5,125, up 4.8% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
Property Jurisdictions
Type
Name
State
Florida
County
Orange County
Unified School District
Orange County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$322,230 (-2.12%)Land $85,000Building $237,230
$322,230 (-2.52%)Land $85,000Building $237,230
2025
$5,125.00 (+4.78%)Homeowner's exemption
$329,199
$330,550Land $85,000Building $245,550
2024
$4,891.00 (+1.81%)
2023
$4,804.00 (-0.99%)Homeowner's exemption
$326,225 (+7.73%)Land $85,000Building $241,225
$326,225 (+7.73%)Land $85,000Building $241,225
2022
$4,852.00
$302,828Land $70,000Building $232,828
$302,828Land $70,000Building $232,828
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 5533 Moat Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone A, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 22 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
22 in force
Nearby Flood Claims
10 (1998–2022)
Claims Outside the SFHA
5 of 10
Most Recent Claim
Sep 2022 · Hurricane Ian
Claims by Event
Hurricane Ian, Sep 2022 · 6 claims
Hurricane Irma, Sep 2017 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 5533 Moat Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source
Groundwater
Last State Inspection
Jan 2025
Lead
1 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
Total trihalomethanes resolved · Apr 2021
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
CenturyLink Fiber
8,000 / 8,000
Spectrum Cable · Fiber in parts of the area
1,000 / 50
Verizon Fixed Wireless
300 / 20
May also be available: AT&T, Hotwire Communications, Xfinity.