5533 E BERTRAM DR PORT CLINTON OH 434523186, PORT CLINTON, OH 43452-3186
Mortgage
Document Number
0000297048
Date
Jul 31, 2020
Book Page
001785/000185
Instrument
297048
Lender
Name
CITIZENS BK NA
Address
PROVIDENCE, RI 02903
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Jul 30, 2050
July 2020: Survivorship Deed, Transfer
Document Type
Survivorship Deed
Jurisdiction
OTTAWA OH
Recording Date
Jul 31, 2020
Property Address
5533 E BERTRAM DR, PORT CLINTON, OH 43452-3186
Document Number
0000297047
Book / Page
1785 / 183
Map Reference
VOL 39 PG 1&2
Instrument Date
Jul 28, 2020
Instrument
202000297047
Transaction Type
Transfer
Record Updated
May 5, 2022
Title Company
CHICAGO TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Right of Survivorship
Address
15818 STILLWOOD AVE, CLEVELAND, OH 44111-1974
Investor
Possibly a Property Investor
Mortgage
Document Number
0001785185
Date
Jul 31, 2020
Instrument
1785/185
Lender
Name
CITIZENS BANK NA
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Aug 1, 2050
July 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
OTTAWA OH
Property Address
5533 E BERTRAM DR, PORT CLINTON, OH 43452-3186
Document Number
0000297046
Instrument Date
Jul 28, 2020
Transaction Type
Mortgage
Record Updated
Sep 11, 2020
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
5533 E BERTRAM DR PORT CLINTON OH 434523186, PORT CLINTON, OH 43452-3186
Mortgage
Document Number
0000297046
Date
Jul 31, 2020
Instrument
297046
Lender
Name
FIFTH THIRD BK
Type
Bank
Address
CINCINNATI, OH 45227
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
120 Months
Due
Jul 30, 2030
Tax Assessment & Valuation
The 2025 property tax bill for 5533 E Bertram Dr was $5,167, down 2.2% from the year before.
Source: Ottawa County assessment roll, as of April 20, 2026
Property Jurisdictions
Type
Name
State
Ohio
County
Ottawa County
County Subdivision
Catawba Island Township
Unified School District
Port Clinton City School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$5,167.00 (-2.18%)
$162,940 (-)Land $21,235Building $141,705
2024
$5,282.00 (+12.79%)
$162,940 (+22.46%)Land $21,235Building $141,705
$465,540Land $60,670Building $404,870
2023
$4,683.00 (-1.18%)
$133,053 (-)Land $12,709Building $120,344
2022
$4,739.00
$133,053Land $12,709Building $120,344
2021
$380,150Land $36,310Building $343,840
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 5533 E Bertram Dr in Zone X, an area of minimal flood risk, though there have been 66 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 34 individual policies
Community Rating System
Class 9 (5% premium discount)
Nearby Flood Policies
42 units insured incl. 8 condo units
Nearby Flood Claims
66 (1980–2023)
Claims Outside the SFHA
10 of 66
Most Recent Claim
Aug 2023 · river or lake flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 5533 E Bertram Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
OTTAWA COUNTY REGIONAL WATER DISTRICT serves 20,428 people · EPA ID OH6205011
Water Source
Surface water
Last State Inspection
Sep 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
May also be available: Omni Fiber, T-Mobile, Verizon.