55322 Territorial Rd, Decatur, MI 49045 Property Records

Van Buren County property record for 55322 Territorial Rd, Decatur, MI 49045

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,008 sqft
Lot Size	18.2 acres (793,663 sqft)
Owner	Individual Name on File
Last Sale	$279,900 (Dec 2024)
Tax Bill	$4,818 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`80-10-017-006-01`

Property Details

APN / Parcel Number

Primary APN	`80-10-017-006-01`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	1,008 sqft Living Area
1st Floor Area	576 sqft
Basement Area	576 sqft

Exterior

Lot Area	793,663 sqft (18.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	55322 TERRITORIAL RD
City	DECATUR
State	MI
Zip	49045-9021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	162 17-4-15 1148-50 1402-901 1597-583 1640-808 1643-17/8 1709-543 1727-291 1744-212 1772-925 *** THAT PT OF W 26 2/3 R OF E
Jurisdiction	VAN BUREN MI
Township / Civil Division	HAMILTON
Census Block Group	4
Census Block	4023
Census Tract	11500

Owner

55322 Territorial Rd is owned and occupied by an individual who bought it in December 2024.

Source: Van Buren County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	55322 TERRITORIAL RD, DECATUR, MI 49045-9021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2024 · Amount on File
Deed Sale	Dec 6, 2024 · Amount on File
Prior Sale	Oct 4, 2022 · Amount on File
Deed Document Number	20243454266
Deed Book / Page	1772 / 925
Prior Transfer Date	Oct 6, 2016
Prior Transfer Doc	1643/0018
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Oct 4, 2022
Property Address	55322 TERRITORIAL RD, DECATUR, MI 49045-9021
Document Number	001744/212
Book / Page	1744 / 212
Instrument Date	Sep 30, 2022
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55322 TERRITORIAL RD, 55322, DECATUR, MI 49045-9021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64923 COUNTY ROAD 372, HARTFORD, MI 49057-9710

Mortgage

Document Number	0017440213
Date	Oct 4, 2022
Instrument	1744-0213

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.37%
Index	12-Month MTA
Max Rate	7.37%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Oct 12, 2021
Property Address	55322 TERRITORIAL RD, DECATUR, MI 49045-9021
Document Number	001727/291
Book / Page	1727 / 291
Instrument Date	Sep 28, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,677.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	399 N COUNTY ROAD 650 E, 399, GREENSBURG, IN 47240-8850

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	222 FAIRFAX AVE, KALAMAZOO, MI 49001-4258

Mortgage

Document Number	0001727155
Date	Oct 12, 2021
Instrument	1727/155

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Nov 20, 2020
Property Address	55322 TERRITORIAL RD, DECATUR, MI 49045-9021
Document Number	001709/543
Book / Page	1709 / 543
Instrument Date	Nov 10, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,092.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3837 ELM VALLEY RD, 3837, THREE OAKS, MI 49128-9525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8214 OLD FARM RD, INDIANAPOLIS, IN 46256-3406

Mortgage

Document Number	0001709544
Date	Nov 20, 2020
Instrument	1709/544

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 55322 Territorial Rd was $4,818 with a homeowner's exemption, up 12.4% from the year before.

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Hamilton Township
Unified School District	Decatur Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,300 (-8.19%)	$228,600 (-8.19%)
2025	$4,818.00 (+12.36%) Homeowner's exemption	$124,500	$249,000
2024	$4,288.00
2023		$89,100	$178,200
2020	$2,479.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55322 Territorial Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55322 Territorial Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Territorial Rd

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